Bros, $Tesla(TSLA.US) is still falling so much today! I get trapped every time I enter, I really fell into a trap. After the earnings report came out last night, the stock price skidded, and I'm losing money (currently). Seems like it's over for breaking even, bros, let's go!
" description: "🚀🔥Elon Musk isn't just doing social media; X Money is directly targeting "your bank"—this move is more crucial than you think. Most people still see $Tesla(TSLA.US) as a car company and X as" type: "topic" locale: "en" url: "https://longbridge.com/en/topics/38738047.md" published_at: "2026-02-13T23:05:32.000Z" author: "[辰逸](https://longbridge.com/en/profiles/16318663)" --- #Bros, $Tesla(TSLA.US) is still falling so much today! I get trapped every time I enter, I really fell into a trap. After the earnings report came out last night, the stock price skidded, and I'm losing money (currently). Seems like it's over for breaking even, bros, let's go!
🚀🔥Elon Musk is not just building a social media platform; X Money is directly targeting "your bank"—this step is more crucial than you think. Most people still see $Tesla(TSLA.US) as a car company and X as a social platform. But if you look closely at Elon Musk's strategy, you'll find: What he's trying to do is redefine how "money" flows on the internet. And X Money is a core component of this structure. Layer 1: It's not a payment feature, but a digital wallet foundation X Money is designed as a digital wallet system directly embedded within the X app. Its goal is not "one more transfer button," but to allow users to complete within a single app: Transfers Payments Savings Investments Creator monetization In other words, X is no longer just an information flow, but an entry point for capital flow. What does this step mean? It means social relationships will directly become financial relationships. Layer 2: Instant P2P + Visa Direct is an efficiency revolution X Money partners with Visa Direct to support real-time peer-to-peer payments. This is different from traditional bank transfers: No need to wait days for clearing No cross-bank delays Almost instant settlement If this experience is smooth enough, many people will feel for the first time— "Banks" can actually be weakened. Layer 3: X Money Card begins entering the consumption scene The planned physical and virtual debit cards, with virtual cards supporting online shopping and offering 1% cashback. This step is important. Because only by entering the consumption stage does the wallet truly form a closed loop. Payment + Consumption + Cashback + Retained funds This is no longer just a tool, but a financial ecosystem. Layer 4: Creator funds no longer leave the platform Creators can directly receive tips and subscription income in their wallets, without needing to withdraw to a bank. This means: Creator income → Wallet balance → Direct consumption If funds don't flow out of the system, the platform's financial attributes will grow stronger. Layer 5: XChat integration, social is payment Future XChat will integrate payment functions. Direct transfers and splitting bills during video calls and group chats. If successful, X will become: Social + Messaging + Video + Wallet + Consumption This is the "super app" Musk talks about. Layer 6: Global expansion and regulatory progress X Money has obtained money transmitter licenses in over 40 US states, currently in an internal closed beta phase. Expected public release in the first half of 2026. This is not a conceptual stage, but has already entered the compliance advancement phase. Layer 7: Potential integration of crypto assets Although initially focused on fiat currency, future goals include: Bitcoin Ethereum Dogecoin If digital assets are directly integrated into the wallet system, then X will become: A unified entry point for Traditional Finance + Digital Assets. Here's the question. When a platform with global user traffic starts to control capital flow, is it still just social media? Would you rather keep your money in a bank, or in an app you use every day? This step might have a more structural impact than autonomous driving. 📬 I will continue to track key inflection points for X, Elon Musk, and fintech structural changes. If you focus on long-term trends, not short-term noise, subscribe to see the changes in the next phase together. ### Related Stocks - [TSLA.US - Tesla](https://longbridge.com/en/quote/TSLA.US.md) - [ETHE.US - Grayscale Ethereum Staking ETF](https://longbridge.com/en/quote/ETHE.US.md) - [TSDD.US - GraniteShares 2x Short TSLA Daily ETF](https://longbridge.com/en/quote/TSDD.US.md) - [TSLL.US - Direxion Daily TSLA Bull 2X Shares](https://longbridge.com/en/quote/TSLL.US.md) - [TSLQ.US - AXS TSLA Bear Daily ETF](https://longbridge.com/en/quote/TSLQ.US.md) - [09366.HK - XI2CSOPTSLA-U](https://longbridge.com/en/quote/09366.HK.md) - [07766.HK - XL2CSOPTSLA](https://longbridge.com/en/quote/07766.HK.md) - [07366.HK - XI2CSOPTSLA](https://longbridge.com/en/quote/07366.HK.md) - [TSLR.US - GraniteShares 2x Long TSLA Daily ETF](https://longbridge.com/en/quote/TSLR.US.md) --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.