---
title: "For ordinary people, using spare money from daily life to regularly invest in index ETFs or buy inde"
description: "For ordinary people, using spare money from daily life to regularly invest in index ETFs or buy index funds over-the-counter is the best investment. It doesn't require research or much investment know"
type: "topic"
locale: "en"
url: "https://longbridge.com/en/topics/38789121.md"
published_at: "2026-02-19T16:18:35.000Z"
author: "[長野原烟花店交易员](https://longbridge.com/en/profiles/13857406)"
---

# For ordinary people, using spare money from daily life to regularly invest in index ETFs or buy inde

For ordinary people, using spare money from daily life to regularly invest in index ETFs or buy index funds over-the-counter is the best investment. It doesn't require research or much investment knowledge. Trying to do it yourself will most likely underperform the index.

Regular investment in the 500 Index yields an annualized return of 7-9%, and the Nasdaq 100 yields 11-13%, which is already excellent.

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---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.