---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/39556978.md"
description: "- Stay clear-headed in the face of paper wealth; don't overestimate your ability to withstand risks.- Don't take on excessive debt risk; optimize your debt allocation and don't borrow too much money.- In the coming years, preserving your principal is more important than making money."
datetime: "2026-03-26T16:45:46.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39556978.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39556978.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39556978.md)
author: "[浩浩荡荡地](https://longbridge.com/en/profiles/19784218.md)"
---

# - Stay clear-headed in the face of paper wealth; d…