---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/39726483.md"
description: "My retirement account has started dollar-cost averaging.VGT and QQQM shares, buying whenever I have spare cash, with half the position in each, holding for the long term.Currently, most of the funds in the account are still in 3x TQQQ and 2x NVDL.Yes, I bought them when they were at previous highs and haven't sold since. I was originally thinking of clearing the position if they hit new highs, but then there was a pullback.However, looking at it now, I'm not too worried. Apart from some decay, once the uptrend resumes, this decay is nothing compared to the opportunity cost of missing the rally.The tough mental period, the most painful phase, is already more than half over. Next, whether it continues to fall, consolidates sideways, or directly enters a bull market, my mindset won't change much.Operationally, if it continues to fall, I won't move; if it consolidates sideways, I'll do some day trading on the volatility; if it enters an upward channel, I'll reduce the position when it breaks the previous high.After the leveraged funds come out, I'll continue buying VGT and QQQM.I'll always keep 60% of the account's position in VGT and QQQM, 30% for playing leveraged waves, and 10% cash for emergency bottom-fishing.$VG Info Tech(VGT.US)$GraniteShares 2x Long NVDA Daily ETF(NVDL.US)$Proshares UltraPro QQQ(TQQQ.US)$Invesco Nasdaq 100 ETF(QQQM.US)"
datetime: "2026-04-06T09:24:00.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39726483.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39726483.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39726483.md)
author: "[Shivv](https://longbridge.com/en/profiles/19043820.md)"
---

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# My retirement account has started dollar-cost aver…


### Related Stocks

- [Vanguard Information Technology ETF (VGT.US)](https://longbridge.com/en/quote/VGT.US.md)
- [GraniteShares 2x Long NVDA Daily ETF (NVDL.US)](https://longbridge.com/en/quote/NVDL.US.md)
- [ProShares UltraPro QQQ (TQQQ.US)](https://longbridge.com/en/quote/TQQQ.US.md)
- [Invesco NASDAQ 100 ETF (QQQM.US)](https://longbridge.com/en/quote/QQQM.US.md)

## Comments (2)

- **买股票就是投资公司 · 2026-04-07T07:02:05.000Z**: Your cost is low, no need to worry at all.
- **不踏空 · 2026-04-06T13:43:12.000Z**: qqqi??