---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/39884939.md"
description: "Minimalist Asset Allocation Table for the Next Two Decades (For Ordinary People)2026–2035• Stocks/Funds: 60%–70%◦ AI computing power, chips, optical modules, large models◦ Photovoltaics, energy storage, new energy vehicle supply chain◦ Biotechnology, synthetic biology, innovative drugs◦ Industrial robots, semiconductor equipment• Commodities: 10%–15% (Copper, Lithium, Rare Earth, Gold)• Core Real Estate: 10% (Only in core cities)• Cash/Bonds: 10%2035–2046• Stocks: 40%–50% (Tech giants + Consumer leaders)• Real Estate: 30% (Metropolitan areas with population inflow)• Consumer/Pharmaceuticals: 10%• Cash + Bonds + Gold: 20%"
datetime: "2026-04-14T02:36:52.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39884939.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39884939.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39884939.md)
author: "[潜力股票分享](https://longbridge.com/en/profiles/17025349.md)"
---

# Minimalist Asset Allocation Table for the Next Two…