---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/39995063.md"
description: "$Affirm(AFRM.US) | 𝐀𝐟𝐟𝐢𝐫𝐦: Citizens maintains 𝐎𝐮𝐭𝐩𝐞𝐫𝐟𝐨𝐫𝐦, cuts 𝐏𝐓 𝐭𝐨 $𝟖𝟓Analyst sees strong differentiation in underwriting and credit performance, supporting long-term secular growth despite PT cut.Source: Hardik Shah"
datetime: "2026-04-17T11:17:23.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39995063.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39995063.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39995063.md)
author: "[Hardik Shah](https://longbridge.com/en/profiles/27423834.md)"
---

# $Affirm(AFRM.US) | 𝐀𝐟𝐟𝐢𝐫𝐦: Citizens maintain…


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