---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/40037479.md"
description: "$Tesla(TSLA.US) Everyone, can I ask a question here? My Hang Seng and HSBC accounts were both frozen after less than a year of use, leaving me with only ZhongAn. I want to deposit funds but have no channels left. What should I do? I physically brought HKD and USD to Hong Kong today, but I can't deposit them."
datetime: "2026-04-20T10:23:07.000Z"
locales:
  - [en](https://longbridge.com/en/topics/40037479.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/40037479.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/40037479.md)
author: "[通达资本](https://longbridge.com/en/profiles/19350505.md)"
---

# $Tesla(TSLA.US) Everyone, can I ask a question her…


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## Comments (92)

- **小财主收土豆 · 2026-04-27T14:43:31.000Z**: If you deposit money into a brokerage account, you'll be waiting to get your account frozen. Offline cash deposits will also get frozen. Don't ask me how I know.
- **陈润泽 · 2026-04-21T22:33:01.000Z**: You don't have any money in your HSBC account? Just buy tens of thousands worth of BOXX in HSBC and let it grow there.
  - **通达资本** (2026-04-21T23:28:22.000Z): It's too late to know now, bro
  - **牙刷刷牙** (2026-04-24T13:37:45.000Z): Even a fixed deposit of 80,000 is frozen, with no non-named accounts allowed.
- **饱饱8 · 2026-04-20T12:34:34.000Z**: Why was HSBC blocked?
  - **通达资本** (2026-04-20T12:38:43.000Z): I don't know either.
- **wilsonQiu  · 2026-04-20T12:12:32.000Z**: I don't understand why your HSBC account got blocked, what operations did you perform?
  - **通达资本** (2026-04-20T12:16:05.000Z): I didn't do anything. I just transferred fifty to sixty thousand yuan through Agricultural Bank's cross-border payment service, in five or six transactions because there's a daily limit of ten thousan
  - **Ok好运** (2026-04-20T15:55:00.000Z): I usually take HKD directly from Shenzhen to deposit there.
  - **通达资本** (2026-04-20T16:09:01.000Z): Deposit management is very strict now. I don't know why, but when I went to the counter today, many people were not allowed to deposit more money. The maximum was ten or twenty thousand.
- **喜悦% · 2026-04-20T11:53:49.000Z**: Get a few more cards, Bank of China, HSBC, Wing Lung
  - **通达资本** (2026-04-20T11:59:47.000Z): The threshold for opening an account is getting higher and higher. If you make an appointment at the counter in advance, what documents and explanations should you prepare, boss? Please advise.
- **通达资本 · 2026-04-20T11:52:31.000Z**: Has anyone encountered the same problem, bosses? How to solve it? I only have ZhongAn Insurance, and I'm feeling very uncertain right now, afraid that lockdowns might happen again one day.
  - **ᯤ⁶ᴳ_060921** (2026-04-20T11:58:25.000Z): Use your card more for spending to avoid suspicion 😂. You can try opening accounts with other banks; there are quite a few banks in Hong Kong.
  - **通达资本** (2026-04-20T12:01:42.000Z): What are some good things to say? And what materials need to be prepared? I prepared a lot last year but didn't use them. Just checked the account balance at Hang Seng, and the requirement is not less
  - **ᯤ⁶ᴳ_060921** (2026-04-20T12:03:37.000Z): Sorry, bro. I really haven't encountered this before, you should try asking the bank manager.
- **Seanyue · 2026-04-20T11:45:24.000Z**: I transferred 40,000 yuan through Bank of China with no issues, but the HSBC account I opened was never used.
  - **通达资本** (2026-04-20T11:49:23.000Z): Did you apply at a physical Bank of China branch? My online application got rejected instantly today.
  - **Seanyue** (2026-04-20T12:03:58.000Z): It's online, I remember there are always reasons for instant rejections, something must not have been chosen correctly.
- **麒麟阁 · 2026-04-20T11:35:43.000Z**: Don't you have a Bank of China card?
  - **通达资本** (2026-04-20T11:45:24.000Z): No. The first time I went, I didn't have an appointment with Bank of China and couldn't open an account. After opening accounts with Hang Seng and HSBC, I thought that was enough.
  - **麒麟阁** (2026-04-20T11:54:41.000Z): Bank of China is the most important. I'm really not sure about the others. You should open a Bank of China account in Hong Kong. My previous ZhongAn account was cancelled because of my name.
  - **通达资本** (2026-04-20T11:58:58.000Z): It's particularly difficult to open a bank card with a two-character name. It wasn't this strict when I applied for Bank of China last year. The online application failed precisely because my name has
- **财神找到我 · 2026-04-20T11:26:19.000Z**: It's not that bad. We put in hundreds of thousands and nothing happened.
  - **通达资本** (2026-04-20T11:46:07.000Z): I'm also puzzled by this. Agricultural Bank of China's cross-border payment service has a single transaction limit of 10,000 RMB. I don't dare to transfer too frequently, just afraid of triggering ris
- **bruseleong · 2026-04-20T11:21:11.000Z**: If your account is frozen, you should be able to get it unfrozen at the counter, right? You're in Hong Kong, aren't you? The reason for freezing your account, just being 'Cross-border Payment Pass', doesn't hold water.
  - **通达资本** (2026-04-20T11:44:55.000Z): I went to the counter. The counter staff said I needed to close my account and asked me to call the customer service hotline. I called several times, was transferred to a specialist, waited for half a
  - **通达资本** (2026-04-20T11:48:43.000Z): Hang Seng required me to provide income proof and other documents, a lot of proof documents were needed.
  - **Jinyx** (2026-04-20T12:31:58.000Z): Reply to me as soon as possible, someone can handle this issue.
- **苏信嗷 · 2026-04-20T11:19:28.000Z**: Where are you from, OP? I heard they conduct risk control specifically for Fujian household registration.
  - **通达资本** (2026-04-20T11:46:15.000Z): Shandong
- **萧炎. · 2026-04-20T11:17:42.000Z**: Never used a Hong Kong card for spending? I've frequently deposited around 70,000 to 80,000, and nothing happened.
  - **通达资本** (2026-04-20T11:46:51.000Z): Basically haven't spent much
  - **萧炎.** (2026-04-20T12:07:43.000Z): Hong Kong cards require regular spending, otherwise they will freeze your card.
  - **萧炎.** (2026-04-20T12:08:55.000Z): Can't deposit funds into Zhong An on Longbridge? I also have one that I haven't dealt with yet.
- **烧焦的大石头 · 2026-04-20T11:11:32.000Z**: I'm already in Hong Kong. If I can't deposit money without a card, then there's nothing I can do.😄
  - **通达资本** (2026-04-20T11:43:21.000Z): I'm so frustrated, I'll try opening an account at another bank in a couple of days. Boss, do you know any other banks that are easy to open an account with?
  - **烧焦的大石头** (2026-04-20T11:57:08.000Z): Can only go to places like Wing Lung
  - **Nini9999** (2026-04-20T13:19:47.000Z): Just activate Bank of China (Hong Kong) online using Hong Kong WiFi, it only takes a few minutes.
- **烧焦的大石头 · 2026-04-20T11:09:17.000Z**: Use "Cross-Border Payment Link" to directly transfer HKD from domestic Bank of China (others are also acceptable) to ZA, then deposit into Longbridge. The exchange rate calculated by Longbridge is more favorable than directly converting to USD $ domestically, which can completely circumvent 
  - **空空空小白** (2026-04-20T11:13:02.000Z): Is this included within the annual limit of 200,000?
  - **通达资本** (2026-04-20T11:14:59.000Z): I was afraid that using the cross-border payment card too often would trigger risk control, so I brought cash instead, and ended up making a wasted trip.
  - **烧焦的大石头** (2026-04-20T11:19:33.000Z): Don't trade too frequently every day. I've tried not to exceed 50,000 RMB per day.
- **新价值投资 · 2026-04-20T10:41:40.000Z**: Transfer and then deposit immediately? And there's no money left in the HSBC card?
  - **通达资本** (2026-04-20T10:47:40.000Z): I waited for two or three days before transferring the money, and only managed to transfer a total of fifty to sixty thousand before the lockdown was imposed.
  - **Jack www** (2026-04-20T11:06:56.000Z): Even in Hong Kong, it has always been operated this way…
  - **wilsonQiu ** (2026-04-20T12:17:35.000Z): I basically just use HSBC for transfers, and it hasn't been blocked for over a year and a half.
- **ᯤ⁶ᴳ_060921 · 2026-04-20T10:37:52.000Z**: Bro, how did you do that? I'm a bit curious.
  - **通达资本** (2026-04-20T10:40:05.000Z): It's just a normal cross-border payment channel, all are same-name transfers, I'm just speechless 😓
  - **ᯤ⁶ᴳ_060921** (2026-04-20T10:41:47.000Z): Unbelievable
- **ᯤ⁶ᴳ_060921 · 2026-04-20T10:37:34.000Z**: 6