---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/40038313.md"
description: "Use "Cross-Border Payment Link" to directly transfer HKD from a domestic Bank of China (or other banks) to ZA, then deposit into Longbridge. The exchange rate at Longbridge works out to be more favorable than directly converting to USD $ domestically, which can completely circumvent the current issue of not having a Hong Kong bank card."
datetime: "2026-04-20T11:09:17.000Z"
locales:
  - [en](https://longbridge.com/en/topics/40038313.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/40038313.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/40038313.md)
author: "[烧焦的大石头](https://longbridge.com/en/profiles/20136517.md)"
---

# Use "Cross-Border Payment Link" to directl…


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## Comments (3)

- **Jack deng · 2026-04-21T06:46:17.000Z**: ZhongAn had no issues in the past, but using Wise to transfer to Alipay within ZhongAn now incurs a fee, and it's not cheap either, around 100 for 10,000.
  - **烧焦的大石头** (2026-04-21T07:24:45.000Z): Everyone's out, why come back when you could be doing something better? 😄
  - **Jack deng** (2026-04-21T07:31:30.000Z): Sometimes you have to move money around, unless you have a lot of spare cash.