---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/40045582.md"
description: "I was chatting with a classmate today. Many people simply don't realize that her car, which cost over 300,000 yuan and has been driven for three or four years, has an annual usage cost of nearly 50,000 yuan, which is over 4,000 yuan per month. However, her monthly take-home salary is only around 8,000 yuan.Pointing out these facts can indeed cause a lot of anxiety, but they are indeed the truth. This is exactly how spending leads to having no money."
datetime: "2026-04-20T14:59:36.000Z"
locales:
  - [en](https://longbridge.com/en/topics/40045582.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/40045582.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/40045582.md)
author: "[浩浩小课堂](https://longbridge.com/en/profiles/19784218.md)"
---

# I was chatting with a classmate today. Many people…


## Comments (6)

- **总是忍不住满仓 · 2026-04-20T23:28:51.000Z**: Since you put it that way, I'm just not going to buy a 300,000 car. I'll just get one that costs tens of thousands.
  - **浩浩小课堂** (2026-04-20T23:31:32.000Z): You can buy it, but you're responsible for your own money.
- **我要自由6666 · 2026-04-20T15:01:43.000Z · 👍 1**: You have a high level of insight, definitely the type to make big money in the future. The rest is up to time.
  - **浩浩小课堂** (2026-04-20T15:11:38.000Z): I'm poor
  - **我要自由6666** (2026-04-20T15:15:07.000Z): I'm also poor, but I believe I will become rich in the future, and you can too.
  - **浩浩小课堂** (2026-04-20T15:36:50.000Z): Just applied for HSBC's Premier banking card with the 500,000 yuan "poor man's threshold".