---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/40110154.md"
description: "A deposit of 300,000 is a genius design by the upper echelon.Have you noticed? Alipay VIP also uses 300,000 as the benchmark.Those who can save up 300,000 without spending it will soon have a deposit of 1 million.Those who don't save up 300,000, or spend it immediately after saving it, will find it very difficult to have more than 300,000 again in their lifetime.Usually, the first time they reach 300,000, they buy a house.The second time they reach 300,000, they buy a car.The third time they reach 300,000, they pay the betrothal gift.Therefore, for those who can generally save 300,000, reaching 1 million or 2 million is just a matter of time."
datetime: "2026-04-22T16:24:19.000Z"
locales:
  - [en](https://longbridge.com/en/topics/40110154.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/40110154.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/40110154.md)
author: "[浩浩小课堂](https://longbridge.com/en/profiles/19784218.md)"
---

# A deposit of 300,000 is a genius design by the upp…