---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/40320661.md"
description: "I'm curious, making money in US stocks seems so easy, why do some people still lose money? I can't figure it out 😲"
datetime: "2026-04-30T10:16:26.000Z"
locales:
  - [en](https://longbridge.com/en/topics/40320661.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/40320661.md)
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author: "[浩浩小课堂](https://longbridge.com/en/profiles/19784218.md)"
---

# I'm curious, making money in US stocks seems so ea…


### Related Stocks

- [CB.US](https://longbridge.com/en/quote/CB.US.md)

## Comments (13)

- **汉尼拔的盾牌兵 · 2026-04-30T10:20:20.000Z · 👍 2**: You don't play options, you don't understand. Playing options and small-cap stocks is easy to get margin called.
  - **浩浩小课堂** (2026-04-30T10:21:46.000Z): Under normal/extreme but non-world-ending scenarios, the probability of Chubb (CB) going bankrupt is approximately 0.1% to 0.5%, which can almost be considered "extremely unlikely".
  - **汉尼拔的盾牌兵** (2026-04-30T10:23:20.000Z): I got liquidated by buying PDD options, I've broken even, and the yield can't go up any further either😂
  - **浩浩小课堂** (2026-04-30T10:26:05.000Z): Yeah, I see your yield ranking is 91, that should be pretty far back. 😅😅😅😅
- **嘿嘿^ · 2026-04-30T10:19:42.000Z · 👍 1**: Insurance can also become worthless paper.
  - **浩浩小课堂** (2026-04-30T10:20:40.000Z): Insurance is also an investment in US stocks.
- **嘿嘿^ · 2026-04-30T10:19:14.000Z · 👍 1**: Because brokerage firms can go bankrupt🤣
  - **浩浩小课堂** (2026-04-30T10:20:14.000Z): What bankruptcy? You're saying CB insurance is bankrupt?
  - **浩浩小课堂** (2026-04-30T10:20:28.000Z): CB is insurance, not a brokerage firm.