EPS: As of FY2025 Q1, the actual value is USD 0.5.EBIT: As of FY2025 Q1, the actual value is USD 20.24 M.<h3>Recreation Lending Segment</h3><ul><li>Total Interest Income: $50,466 thousand for the three months ended March 31, 2025, compared to $43,927 thousand for the same period in 2024.</li><li>Net Interest Income: $38,425 thousand for the three months ended March 31, 2025, compared to $34,282 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $16,870 thousand for the three months ended March 31, 2025, compared to $17,030 thousand for the same period in 2024.</li><li>Net Income Before Taxes: $11,991 thousand for the three months ended March 31, 2025, compared to $9,215 thousand for the same period in 2024.</li></ul><h3>Home Improvement Lending Segment</h3><ul><li>Total Interest Income: $19,771 thousand for the three months ended March 31, 2025, compared to $17,447 thousand for the same period in 2024.</li><li>Net Interest Income: $12,807 thousand for the three months ended March 31, 2025, compared to $11,813 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $2,845 thousand for the three months ended March 31, 2025, compared to $898 thousand for the same period in 2024.</li><li>Net Income Before Taxes: $4,980 thousand for the three months ended March 31, 2025, compared to $6,803 thousand for the same period in 2024.</li></ul><h3>Commercial Lending Segment</h3><ul><li>Total Interest Income: $3,343 thousand for the three months ended March 31, 2025, compared to $3,645 thousand for the same period in 2024.</li><li>Net Interest Income: $2,290 thousand for the three months ended March 31, 2025, compared to $2,547 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $3,114 thousand for the three months ended March 31, 2025, compared to $216 thousand for the same period in 2024.</li><li>Net Income Before Taxes: $7,345 thousand for the three months ended March 31, 2025, compared to $5,548 thousand for the same period in 2024.</li></ul><h3>Taxi Medallion Lending Segment</h3><ul><li>Total Interest Income: $80 thousand for the three months ended March 31, 2025, compared to $140 thousand for the same period in 2024.</li><li>Net Interest Income: $68 thousand for the three months ended March 31, 2025, compared to $112 thousand for the same period in 2024.</li><li>Provision for Credit Losses: - $815 thousand for the three months ended March 31, 2025, compared to - $944 thousand for the same period in 2024.</li><li>Net Income Before Taxes: $744 thousand for the three months ended March 31, 2025, compared to $952 thousand for the same period in 2024.</li></ul><h3>Corporate and Other Investments</h3><ul><li>Total Interest Income: $1,765 thousand for the three months ended March 31, 2025, compared to $1,911 thousand for the same period in 2024.</li><li>Net Interest Income: - $2,178 thousand for the three months ended March 31, 2025, compared to - $837 thousand for the same period in 2024.</li><li>Net Income Before Taxes: - $4,821 thousand for the three months ended March 31, 2025, compared to - $4,624 thousand for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>The company continues to focus on growing its consumer finance and commercial lending businesses, with strategic plans to moderate the pace of growth in light of current economic uncertainties and inflationary pressures.</li><li>The Bank is evaluating additional partnership programs with fintech companies and considering various alternatives, including a potential initial public offering of its common stock or other transactions.</li></ul>

Medallion Bank Utah Pref Share MBNKP 8.0 Perp 04/01/25 F | 10-Q: FY2025 Q1 EPS: USD 0.5