--- title: "Stripe Builds a Smarter, Faster Global Bank with AI and Stablecoins in 100+ Countries" type: "News" locale: "en" url: "https://longbridge.com/en/news/239267151.md" description: "Stripe is expanding its global reach by introducing stablecoin-based financial accounts in 101 countries, allowing users to send, receive, and hold dollar-backed stablecoins. This move aims to support businesses in developing markets facing inflation and limited banking access. Stripe's CEO highlighted the impact of AI and stablecoins on the economic landscape. Additionally, the company announced multi-currency accounts to help businesses save on foreign exchange fees. In 2024, Stripe processed $1.4 trillion in payments, indicating its growing influence in the digital payments sector." datetime: "2025-05-08T06:46:53.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/239267151.md) - [en](https://longbridge.com/en/news/239267151.md) - [zh-HK](https://longbridge.com/zh-HK/news/239267151.md) --- # Stripe Builds a Smarter, Faster Global Bank with AI and Stablecoins in 100+ Countries ## Stripe Expands Global Reach With New Stablecoin Financial Accounts Stripe is opening new doors for international businesses by introducing stablecoin-based accounts across 101 countries. The latest feature allows users to send, receive, and hold balances in dollar-backed stablecoins, operating similarly to conventional bank accounts but with crypto speed and flexibility. > Introducing Stablecoin Financial Accounts. Hold a stablecoin balance. Send and receive funds with fiat and crypto rails. Accessible from 101 countries: https://t.co/yXtE9cdeaz. pic.twitter.com/WnifgAutoA > > — Stripe (@stripe) May 7, 2025 ## Why Stablecoins Are Gaining Momentum in Developing Markets The new financial accounts support Circle’s USDC and USDB from Bridge, a stablecoin payments firm Stripe acquired in October 2024 for a reported $1.1 billion. Countries like Argentina, Turkey, Colombia, Chile, and Peru—many facing inflation, capital restrictions, or limited banking access—are expected to benefit most. In these regions, stablecoins are becoming essential tools for storing value and enabling cross-border transactions, especially for users with only a smartphone and internet connection. _Fueled by global demand for digital US dollars, the total value of stablecoins has now surpassed $231 billion and is still expanding. (Source: rwa.xyz)_ ## Stripe Ramps Up Crypto Comeback With Real-World Utility The announcement highlights Stripe’s ongoing return to crypto, years after pausing earlier efforts in 2018 due to high fees and sluggish speeds. That pause is long behind them. The company had already enabled stablecoin payments for online merchants in late 2024 through a partnership with Paxos. > ⚡️ NEW: Paxos launches stablecoin payment platform with Stripe, enabling global payments for PSPs using $USDC and $PYUSDpic.twitter.com/Xzk7cOPlE5 > > — Cointelegraph (@Cointelegraph) October 15, 2024 The rollout quickly gained traction in 70 countries, revealing strong global appetite for fiat-backed digital assets. Leveraging Bridge's infrastructure, which has reportedly facilitated $5 billion in transactions for clients like SpaceX, users can now access complete stablecoin account features. > The @stripe product keynote just finished! > > We announced a lot of new stuff. (We actually couldn't fit everything into the keynote.) Some highlights: > > • We've built and deployed the first general-purpose Payments Foundation Model. Trained on tens of billions of transactions and… > > — Patrick Collison (@patrickc) May 7, 2025 ## AI And Crypto Are ‘Gale-Force Tailwinds’ Says CEO In a statement, Patrick Collison, Stripe co-founder and CEO said, “There are not one, but two, gale-force tailwinds, well off the Beaufort scale, dramatically reshaping the economic landscape around us: AI and stablecoins. Our job is to pull these technologies forward so businesses on Stripe can benefit from them right away.” Alongside the crypto update, Stripe also introduced a new AI-powered system called the Payments Foundation Model. _Will Gaybrick, President of Product and Business at Stripe, speaking at Stripe Sessions 2025._ Trained on tens of billions of transactions, it is designed to detect fraud more effectively and increase payment authorisation rates. ## New Accounts Target Cross-Border Businesses Seeking FX Savings Stripe’s expansion isn’t limited to stablecoins. The firm also announced multi-currency accounts, enabling businesses to hold, spend, and convert between USD, GBP, and EUR without incurring excessive foreign exchange fees—an offering especially useful for companies operating across multiple markets. ## Processing $1.4 Trillion In 2024, Stripe Eyes Bigger Role In Global Finance Stripe processed $1.4 trillion in total payment volume in 2024, a 38% increase from the previous year. > Stripe is an insane business. > > \- $1.4 trillion in total payment volume > \- 1.3% of global GDP > \- 80% of the Forbes Cloud 100 and 78% of Forbes AI 50 are customers > \- one in six new Delaware corporations incorporates with Stripe Atlas https://t.co/YErnC4NAQJ > > — Austin Rief ☕️ (@austin\_rief) February 27, 2025 That figure represents around 1.3% of global GDP, showing the company’s growing influence in the digital payments space. 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