---
title: "ESSA Bancorp | 10-Q: FY2025 Q2 EPS: USD 0.29"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/239630496.md"
datetime: "2025-05-09T20:00:16.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/239630496.md)
  - [en](https://longbridge.com/en/news/239630496.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/239630496.md)
---

# ESSA Bancorp | 10-Q: FY2025 Q2 EPS: USD 0.29

EPS: As of FY2025 Q2, the actual value is USD 0.29.

EBIT: As of FY2025 Q2, the actual value is USD 3.462 K.

### Segment Revenue

-   **Interest Income**: Total interest income for the three months ended March 31, 2025 was $25,632 thousand, compared to $25,650 thousand for the same period in 2024. For the six months ended March 31, 2025, total interest income was $52,004 thousand, compared to $51,740 thousand in 2024.

### Operational Metrics

-   **Net Income**: Net income for the three months ended March 31, 2025 was $2,735 thousand, compared to $4,562 thousand for the same period in 2024. For the six months ended March 31, 2025, net income was $6,691 thousand, compared to $8,899 thousand in 2024.
-   **Net Interest Income**: Net interest income for the three months ended March 31, 2025 was $14,210 thousand, compared to $14,854 thousand for the same period in 2024. For the six months ended March 31, 2025, net interest income was $28,354 thousand, compared to $29,718 thousand in 2024.
-   **Noninterest Income**: Total noninterest income for the three months ended March 31, 2025 was $2,017 thousand, compared to $2,004 thousand for the same period in 2024. For the six months ended March 31, 2025, total noninterest income was $4,075 thousand, compared to $3,965 thousand in 2024.
-   **Noninterest Expense**: Total noninterest expense for the three months ended March 31, 2025 was $12,807 thousand, compared to $11,714 thousand for the same period in 2024. For the six months ended March 31, 2025, total noninterest expense was $24,741 thousand, compared to $23,571 thousand in 2024.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: For the six months ended March 31, 2025, net cash provided by operating activities was $6,898 thousand, compared to $6,956 thousand for the same period in 2024.
-   **Net Cash Used for Financing Activities**: For the six months ended March 31, 2025, net cash used for financing activities was - $25,109 thousand, compared to - $113,230 thousand for the same period in 2024.

### Unique Metrics

-   **Allowance for Credit Losses**: The allowance for credit losses as of March 31, 2025 was $14,950 thousand, compared to $15,306 thousand as of September 30, 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company plans to maintain its focus on improving asset quality and managing credit risk effectively, as evidenced by the adjustments in the allowance for credit losses and the monitoring of loan performance.
-   **Non-Core Business**: There are no specific plans related to divestitures or emerging segments mentioned in the report.

### Related Stocks

- [ESSA.US](https://longbridge.com/en/quote/ESSA.US.md)

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