EPS: As of FY2025 Q1, the actual value is USD 2.56.EBIT: As of FY2025 Q1, the actual value is USD 222.57 M.<h3>Segment Revenue</h3><ul><li>Commercial Multi-Family: Total loans held-in-portfolio were $2,374,915 thousand as of March 31, 2025.</li><li>Commercial Real Estate Non-Owner Occupied: Total loans held-in-portfolio were $5,540,603 thousand as of March 31, 2025.</li><li>Commercial Real Estate Owner Occupied: Total loans held-in-portfolio were $2,956,559 thousand as of March 31, 2025.</li><li>Commercial and Industrial: Total loans held-in-portfolio were $7,693,523 thousand as of March 31, 2025.</li><li>Construction: Total loans held-in-portfolio were $1,358,979 thousand as of March 31, 2025.</li><li>Mortgage: Total loans held-in-portfolio were $8,273,753 thousand as of March 31, 2025.</li><li>Leasing: Total loans held-in-portfolio were $1,949,705 thousand as of March 31, 2025.</li><li>Consumer Credit Cards: Total loans held-in-portfolio were $1,187,778 thousand as of March 31, 2025.</li><li>Home Equity Lines of Credit (HELOCs): Total loans held-in-portfolio were $77,109 thousand as of March 31, 2025.</li><li>Personal Loans: Total loans held-in-portfolio were $1,850,023 thousand as of March 31, 2025.</li><li>Auto Loans: Total loans held-in-portfolio were $3,820,242 thousand as of March 31, 2025.</li><li>Other Consumer Loans: Total loans held-in-portfolio were $170,844 thousand as of March 31, 2025.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $177,502 thousand for the quarter ended March 31, 2025, compared to $103,283 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $64,081 thousand for the quarter ended March 31, 2025, compared to $72,598 thousand for the same period in 2024.</li><li>Operating Expenses: $471,012 thousand for the quarter ended March 31, 2025, compared to $483,113 thousand for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $172,058 thousand for the quarter ended March 31, 2025.</li><li>Net Cash Used in Investing Activities: -$886,914 thousand for the quarter ended March 31, 2025.</li><li>Net Cash Provided by Financing Activities: $676,072 thousand for the quarter ended March 31, 2025.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: Total allowance for credit losses on loans was $762,148 thousand as of March 31, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The Corporation aims to grow its core businesses and manage risks effectively, with a focus on maintaining strong capital and liquidity positions.</li><li>Non-Core Business: The Corporation continues to evaluate opportunities for strategic transactions, including acquisitions and dispositions, to enhance its business mix.</li></ul>

POPULAR CAPITAL TRUST II 6.125% PRF 01/12/2034 USD25 | 10-Q: FY2025 Q1 EPS: USD 2.56