---
title: "Penns Woods Bancorp | 10-Q: FY2025 Q1 EPS: USD 0.95"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/240033184.md"
datetime: "2025-05-13T14:01:47.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/240033184.md)
  - [en](https://longbridge.com/en/news/240033184.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/240033184.md)
generator: "portal-rs"
---

# Penns Woods Bancorp | 10-Q: FY2025 Q1 EPS: USD 0.95

EPS: As of FY2025 Q1, the actual value is USD 0.95.

EBIT: As of FY2025 Q1, the actual value is USD 9.083 K.

### Segment Revenue

-   **Interest and Dividend Income**: Total interest and dividend income for the three months ended March 31, 2025 was $28,378,000, an increase from $26,230,000 for the same period in 2024.

### Operational Metrics

-   **Net Income**: Net income for the three months ended March 31, 2025 was $7,367,000, compared to $3,808,000 for the same period in 2024.
-   **Net Interest Income**: Net interest income for the three months ended March 31, 2025 was $16,140,000, compared to $13,746,000 for the same period in 2024.
-   **Provision for Credit Losses**: The provision for credit losses was - $2,969,000 for the three months ended March 31, 2025, compared to $138,000 for the same period in 2024.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: Net cash provided by operating activities for the three months ended March 31, 2025 was $63,000, compared to $2,268,000 for the same period in 2024.

### Unique Metrics

-   **Earnings Per Share (EPS)**: Basic EPS for the three months ended March 31, 2025 was $0.97, compared to $0.51 for the same period in 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company is focused on maintaining a strong net interest margin, which increased to 3.13% for the three months ended March 31, 2025, compared to 2.69% for the same period in 2024.
-   **Non-Core Business**: The company is undergoing a merger with Northwest Bancshares, Inc., expected to close in the third quarter of 2025, which may impact future operations and synergies.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**