Triumph Bancorp Pref Share TBKCP 7.125 Perp 06/30/25 C | 8-K: FY2025 Q2 EPS: USD 0.15

EPS: As of FY2025 Q2, the actual value is USD 0.15.

Factoring Segment: Factoring total revenue for the quarter was $40.76 million, a 13.3% increase quarter-over-quarter (q/o/q) and 11.4% year-over-year (YoY).
Payments Segment: Total revenue for the quarter was $17.23 million, a 13.5% increase q/o/q and 24.3% YoY.
Triumph Financial reported a market capitalization of $1.5 billion as of July 11, 2025, with revenue for the trailing twelve months (TTM) ending June 30, 2025, at $419 million.

Net Income: Net income available to common stockholders was $3.6 million for the quarter.
Net income to common shareholders for the TTM ending June 30, 2025, was $10.4 million.
Operating Margin: Factoring segment operating margin improved to 48.5%, impacted by the USPS recovery by 24.7%.
Operating Income: Factoring segment operating income was $19.8 million, $12.8 million higher than the prior quarter.
Triumph is positioned as the second-largest transportation factoring firm in the U.S., purchasing $46 million in invoices daily.

Triumph handles payments for over 400 freight brokers, including 41 of the top 100, with its total Network Engagement now over 63% of all brokered freight.

Transportation Revenue: Transportation revenue grew 15.2% for the quarter, reaching $237 million, excluding USPS settlement impacts.
LoadPay Accounts: As of July 14, 2025, LoadPay accounts numbered 2,729, a 251% increase over 1Q.
Triumph’s Intelligence segment processes $70 billion in annual verified freight transaction data, providing the industry’s most accurate freight pricing model.

Triumph Financial anticipates 3Q expenses to be more representative of core run rate, projecting noninterest expense to be approximately $104 million.
The company expects to continue expanding LoadPay across target markets and distribution partners, aiming for 5,000 to 10,000 accounts by year-end.
Triumph Financial is committed to growing revenue faster than expenses regardless of market conditions, leveraging strategic investments in technology and customer-centric solutions.
Triumph is focused on organic growth, mergers and acquisitions, and referral partnerships, with expectations to realize SaaS-type gross margins.
Triumph’s new digital wallet is positioned to rapidly become the industry standard in transportation, offering ²⁴⁄₇ instant funding.
Triumph’s Factoring-as-a-Service (FaaS) is now a scalable, monetizable asset, creating new growth channels and reinforcing its competitive edge.

EPS: As of FY2025 Q2, the actual value is USD 0.15.

Factoring Segment: Factoring total revenue for the quarter was $40.76 million, a 13.3% increase quarter-over-quarter (q/o/q) and 11.4% year-over-year (YoY).
Payments Segment: Total revenue for the quarter was $17.23 million, a 13.5% increase q/o/q and 24.3% YoY.
Triumph Financial reported a market capitalization of $1.5 billion as of July 11, 2025, with revenue for the trailing twelve months (TTM) ending June 30, 2025, at $419 million.

Net Income: Net income available to common stockholders was $3.6 million for the quarter.
Net income to common shareholders for the TTM ending June 30, 2025, was $10.4 million.
Operating Margin: Factoring segment operating margin improved to 48.5%, impacted by the USPS recovery by 24.7%.
Operating Income: Factoring segment operating income was $19.8 million, $12.8 million higher than the prior quarter.
Triumph is positioned as the second-largest transportation factoring firm in the U.S., purchasing $46 million in invoices daily.

Triumph handles payments for over 400 freight brokers, including 41 of the top 100, with its total Network Engagement now over 63% of all brokered freight.

Transportation Revenue: Transportation revenue grew 15.2% for the quarter, reaching $237 million, excluding USPS settlement impacts.
LoadPay Accounts: As of July 14, 2025, LoadPay accounts numbered 2,729, a 251% increase over 1Q.
Triumph’s Intelligence segment processes $70 billion in annual verified freight transaction data, providing the industry’s most accurate freight pricing model.

Triumph Financial anticipates 3Q expenses to be more representative of core run rate, projecting noninterest expense to be approximately $104 million.
The company expects to continue expanding LoadPay across target markets and distribution partners, aiming for 5,000 to 10,000 accounts by year-end.
Triumph Financial is committed to growing revenue faster than expenses regardless of market conditions, leveraging strategic investments in technology and customer-centric solutions.
Triumph is focused on organic growth, mergers and acquisitions, and referral partnerships, with expectations to realize SaaS-type gross margins.
Triumph’s new digital wallet is positioned to rapidly become the industry standard in transportation, offering ²⁴⁄₇ instant funding.
Triumph’s Factoring-as-a-Service (FaaS) is now a scalable, monetizable asset, creating new growth channels and reinforcing its competitive edge.