---
title: "Triumph Bancorp Pref Share TBKCP 7.125 Perp 06/30/25 C | 8-K: FY2025 Q2 EPS: USD 0.15"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/248849519.md"
datetime: "2025-07-16T20:11:12.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/248849519.md)
  - [en](https://longbridge.com/en/news/248849519.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/248849519.md)
---

# Triumph Bancorp Pref Share TBKCP 7.125 Perp 06/30/25 C | 8-K: FY2025 Q2 EPS: USD 0.15

EPS: As of FY2025 Q2, the actual value is USD 0.15.

### Segment Revenue

-   **Factoring Segment**: Factoring total revenue for the quarter was $40.76 million, a 13.3% increase quarter-over-quarter (q/o/q) and 11.4% year-over-year (YoY).
-   **Payments Segment**: Total revenue for the quarter was $17.23 million, a 13.5% increase q/o/q and 24.3% YoY.
-   Triumph Financial reported a market capitalization of $1.5 billion as of July 11, 2025, with revenue for the trailing twelve months (TTM) ending June 30, 2025, at $419 million.

### Operational Metrics

-   **Net Income**: Net income available to common stockholders was $3.6 million for the quarter.
-   Net income to common shareholders for the TTM ending June 30, 2025, was $10.4 million.
-   **Operating Margin**: Factoring segment operating margin improved to 48.5%, impacted by the USPS recovery by 24.7%.
-   **Operating Income**: Factoring segment operating income was $19.8 million, $12.8 million higher than the prior quarter.
-   Triumph is positioned as the second-largest transportation factoring firm in the U.S., purchasing $46 million in invoices daily.

### Cash Flow

-   Triumph handles payments for over 400 freight brokers, including 41 of the top 100, with its total Network Engagement now over 63% of all brokered freight.

### Unique Metrics

-   **Transportation Revenue**: Transportation revenue grew 15.2% for the quarter, reaching $237 million, excluding USPS settlement impacts.
-   **LoadPay Accounts**: As of July 14, 2025, LoadPay accounts numbered 2,729, a 251% increase over 1Q.
-   Triumph’s Intelligence segment processes $70 billion in annual verified freight transaction data, providing the industry’s most accurate freight pricing model.

### Outlook / Guidance

-   Triumph Financial anticipates 3Q expenses to be more representative of core run rate, projecting noninterest expense to be approximately $104 million.
-   The company expects to continue expanding LoadPay across target markets and distribution partners, aiming for 5,000 to 10,000 accounts by year-end.
-   Triumph Financial is committed to growing revenue faster than expenses regardless of market conditions, leveraging strategic investments in technology and customer-centric solutions.
-   Triumph is focused on organic growth, mergers and acquisitions, and referral partnerships, with expectations to realize SaaS-type gross margins.
-   Triumph’s new digital wallet is positioned to rapidly become the industry standard in transportation, offering 24⁄7 instant funding.
-   Triumph’s Factoring-as-a-Service (FaaS) is now a scalable, monetizable asset, creating new growth channels and reinforcing its competitive edge.

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- [TFINP.US](https://longbridge.com/en/quote/TFINP.US.md)
- [TFIN.PR.US](https://longbridge.com/en/quote/TFIN.PR.US.md)