Revenue: As of FY2025 Q2, the actual value is USD 192.05 M.EPS: As of FY2025 Q2, the actual value is USD 0.52.EBIT: As of FY2025 Q2, the actual value is USD 64.51 M.<h3>Segment Revenue</h3><ul><li>Net Interest Income: $153.2 million in Q2 2025, compared to $103.7 million in Q1 2025 and $82.5 million in Q2 2024.</li><li>Total Noninterest Income: $44.9 million in Q2 2025, compared to $21.2 million in Q1 2025 and $33.7 million in Q2 2024.</li><li>Total Revenue: $704.0 million annualized for 2Q25.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $47.4 million in Q2 2025, compared to a net loss of $30.0 million in Q1 2025 and net income of $27.4 million in Q2 2024.</li><li>Adjusted Net Income: $57.4 million in Q2 2025, compared to $39.9 million in Q1 2025 and $30.5 million in Q2 2024.</li><li>Pre-Provision Net Revenue: $64.2 million in Q2 2025, compared to $28.7 million in Q1 2025 and $40.7 million in Q2 2024.</li><li>Adjusted Pre-Provision Net Revenue: $80.8 million in Q2 2025, compared to $54.7 million in Q1 2025 and $42.6 million in Q2 2024.</li><li>Net Interest Margin: 3.49% in Q2 2025, compared to 3.16% in Q1 2025 and 3.03% in Q2 2024.</li><li>Adjusted Efficiency Ratio: Improved from 58.7% in Q1 2025 to 55.3% in Q2 2025.</li><li>Annualized Return on Average Assets: 1.00% in Q2 2025.</li><li>Annualized Return on Average Tangible Common Equity: 11.24% in Q2 2025.</li><li>Adjusted Annualized Return on Average Assets: 1.21% in Q2 2025.</li><li>Adjusted Annualized Return on Average Tangible Common Equity: 13.61% in Q2 2025.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: Not explicitly mentioned in the provided text.</li><li>Free Cash Flow: Not explicitly mentioned in the provided text.</li></ul><h3>Unique Metrics</h3><ul><li>Wealth Management Fees: $16.8 million in Q2 2025, compared to $17.4 million in Q1 2025 and $15.9 million in Q2 2024.</li><li>Payment Technology Solutions: $5.0 million in Q2 2025, compared to $5.1 million in Q1 2025 and $5.9 million in Q2 2024.</li><li>Treasury Management Services: $5.0 million in Q2 2025, compared to $3.0 million in Q1 2025 and $2.1 million in Q2 2024.</li><li>Card Services and ATM Fees: $4.9 million in Q2 2025, compared to $3.7 million in Q1 2025 and $3.4 million in Q2 2024.</li><li>Assets Under Care: $14.1 billion as of 2Q25, a QoQ increase of $0.4 billion.</li><li>Loan Portfolio: Total loans amounted to $13.8 billion as of 2Q25.</li></ul><h3>Outlook / Guidance</h3><ul><li>Busey expects continued pressure from paydowns within its commercial real estate portfolio through the remainder of 2025.</li><li>Busey will continue to deploy excess cash to pay down non-core and non-relationship high-cost funding, which is anticipated to compress the asset base in the short term while helping to reduce the Bank’s overall funding cost.</li><li>The company expects continued optimization of the balance sheet with a focus on reducing wholesale funding reliance, projecting total cost of deposits to range between 2.00-2.15% for the second half of 2025.</li></ul>

FIRST BUSEY CORP DEP SHS REPSTG 1/40TH INT NON CUM PE | 8-K: FY2025 Q2 Revenue: USD 192.05 M