EPS: As of FY2025 Q2, the actual value is USD 3.23.EBIT: As of FY2025 Q2, the actual value is USD 1.411 B.<h3>Insurance Segment</h3><ul><li>Gross Premiums Written: $2,681 million, a 27.5% increase from $2,102 million in Q2 2024.</li><li>Net Premiums Written: $2,036 million, a 30.7% increase from $1,558 million in Q2 2024.</li><li>Net Premiums Earned: $1,969 million, a 33.2% increase from $1,478 million in Q2 2024.</li><li>Underwriting Income: $129 million, an 18.3% increase from $109 million in Q2 2024.</li><li>Loss Ratio: 59.8%, up from 57.3% in Q2 2024.</li><li>Underwriting Expense Ratio: 33.6%, down from 35.3% in Q2 2024.</li><li>Combined Ratio: 93.4%, up from 92.6% in Q2 2024.</li></ul><h3>Reinsurance Segment</h3><ul><li>Gross Premiums Written: $3,196 million, an 8.7% increase from $2,941 million in Q2 2024.</li><li>Net Premiums Written: $2,059 million, a 5.8% increase from $1,947 million in Q2 2024.</li><li>Net Premiums Earned: $2,087 million, a 17.2% increase from $1,780 million in Q2 2024.</li><li>Underwriting Income: $451 million, a 23.2% increase from $366 million in Q2 2024.</li><li>Loss Ratio: 54.1%, down from 56.5% in Q2 2024.</li><li>Underwriting Expense Ratio: 24.4%, up from 23.0% in Q2 2024.</li><li>Combined Ratio: 78.5%, down from 79.5% in Q2 2024.</li></ul><h3>Mortgage Segment</h3><ul><li>Gross Premiums Written: $323 million, a 5.0% decrease from $340 million in Q2 2024.</li><li>Net Premiums Written: $253 million, an 8.3% decrease from $276 million in Q2 2024.</li><li>Net Premiums Earned: $281 million, an 8.5% decrease from $307 million in Q2 2024.</li><li>Underwriting Income: $238 million, a 17.1% decrease from $287 million in Q2 2024.</li><li>Loss Ratio: -1.2%, up from -8.6% in Q2 2024.</li><li>Underwriting Expense Ratio: 16.4%, up from 16.0% in Q2 2024.</li><li>Combined Ratio: 15.2%, up from 7.4% in Q2 2024.</li></ul><h3>Corporate</h3><ul><li>Net Investment Income: $405 million, up from $364 million in Q2 2024.</li><li>Net Realized Gains: $229 million, up from $122 million in Q2 2024.</li><li>Equity in Net Income of Investments: $162 million, down from $167 million in Q2 2024.</li><li>Net Foreign Exchange Losses: -$88 million, compared to net foreign exchange gains of $1 million in Q2 2024.</li><li>Income Tax Expense: $37 million, compared to an income tax benefit of $6 million in Q2 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Net income available to Arch common shareholders was $1,227 million for the three months ended June 30, 2025, compared to $1,259 million for the same period in 2024, representing a 2.5% decrease.</li><li>Underwriting Income: Underwriting income was $818 million for the three months ended June 30, 2025, compared to $762 million for the same period in 2024, representing a 7.3% increase.</li><li>Combined Ratio: The combined ratio was 81.2% for the three months ended June 30, 2025, compared to 78.7% for the same period in 2024, representing a 2.5% increase.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities was $1,124 million for the three months ended June 30, 2025, compared to $1,518 million for the same period in 2024, representing a 26% decrease.</li></ul><h3>Unique Metrics</h3><ul><li>Net Investment Income: Net investment income was $405 million for the three months ended June 30, 2025, compared to $364 million for the same period in 2024, representing an 11.3% increase.</li></ul><h3>Outlook / Guidance</h3><ul><li>The company anticipates continued growth in its insurance and reinsurance segments, driven by increased demand and favorable market conditions. However, the mortgage segment may face challenges due to regulatory changes and market volatility. The company remains focused on maintaining strong underwriting discipline and capital management to navigate these challenges.</li></ul>

Arch Capital Pref Share ACGLN 4.55 Perp 06/11/26 G | 8-K: FY2025 Q2 EPS: USD 3.23