---
title: "Scan of the semi-annual reports of 17 A-share urban commercial banks: Bank of Xi'An leads in revenue growth, HZBANK leads in net profit growth"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/255580802.md"
description: "In the first half of 2025, the semi-annual reports of 17 A-share listed city commercial banks showed positive growth in both revenue and net profit. The average revenue growth rate was 5.22%, and the average net profit growth rate was 6.74%. Jiangsu Bank's asset scale surpassed that of Bank of Beijing, becoming the largest. Although many bank executives stated that they would abandon the \"scale complex,\" the non-performing loan ratio of 7 city commercial banks remained below 1%"
datetime: "2025-09-02T09:25:40.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/255580802.md)
  - [en](https://longbridge.com/en/news/255580802.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/255580802.md)
generator: "portal-rs"
---

# Scan of the semi-annual reports of 17 A-share urban commercial banks: Bank of Xi'An leads in revenue growth, HZBANK leads in net profit growth

After experiencing a "sluggish" first quarterly report, A-share listed city commercial banks seem to be gradually emerging from the gloom. The semi-annual reports of 17 A-share listed city commercial banks have all been released. In terms of revenue, in the first half of 2025, 14 listed city commercial banks reported a year-on-year revenue growth, while 3 experienced a decline; the average growth rate was 5.22%, an increase of 2.26 percentage points from the 2.96% in the first quarter. In terms of net profit attributable to shareholders, in the first half of 2025, 15 listed city commercial banks achieved a year-on-year positive growth in net profit attributable to shareholders, while 2 experienced a decline; the average growth rate was 6.74%, an increase of 1.25 percentage points from the 5.49% in the first quarter. The ranking of asset scale has also changed. As of the end of June 2025, Jiangsu Bank's asset scale surpassed Beijing Bank with an advantage of 40.661 billion yuan. Previously, Beijing Bank had long led the A-share listed city commercial banks in asset scale. However, many bank executives mentioned that banks are gradually abandoning the "scale obsession." In terms of asset quality, as of the end of June 2025, 7 listed city commercial banks had a non-performing loan ratio of less than 1%

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**