---
title: "DIME COMMUNITY BANCSHARES INC. 9.000% NTS 15/07/2034 USD 25 | 8-K: FY2025 Q3 Revenue: USD 115.61 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/262407933.md"
datetime: "2025-10-23T10:51:52.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/262407933.md)
  - [en](https://longbridge.com/en/news/262407933.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/262407933.md)
---

# DIME COMMUNITY BANCSHARES INC. 9.000% NTS 15/07/2034 USD 25 | 8-K: FY2025 Q3 Revenue: USD 115.61 M

Revenue: As of FY2025 Q3, the actual value is USD 115.61 M.

EPS: As of FY2025 Q3, the actual value is USD 0.59.

EBIT: As of FY2025 Q3, the actual value is USD -63.31 M.

### Financial Metrics Summary

#### Segment Revenue

-   Total deposits increased $644.3 million year-over-year, with core deposits (excluding brokered and time deposits) increasing $971.9 million year-over-year.
-   Business loans grew $160.5 million on a linked quarter basis and $409.1 million year-over-year.

#### Operational Metrics

-   Net income available to common stockholders was $25.8 million for the quarter ended September 30, 2025, compared to $27.9 million for the quarter ended June 30, 2025, and $11.5 million for the quarter ended September 30, 2024.
-   Adjusted net income available to common stockholders (non-GAAP) totaled $26.6 million for the quarter ended September 30, 2025.
-   The net interest margin increased to 3.01% for the third quarter of 2025 compared to 2.98% for the prior quarter and 2.50% for the third quarter of 2024.
-   The efficiency ratio decreased to 53.8% for the third quarter of 2025 compared to 55.0% for the prior quarter.

#### Cash Flow

-   Operating cash flow and free cash flow figures are not explicitly detailed in the provided reference.

#### Unique Metrics

-   The Company’s Common Equity Tier 1 Ratio increased to 11.53% at the end of the third quarter.

#### Outlook / Guidance

-   The Company anticipates continued net interest margin expansion in the fourth quarter due to the Federal Reserve rate cut and improved spread between loan and deposit rates.
-   There is a significant loan repricing opportunity that will continue through 2027, which is expected to benefit net interest margin over time.
-   Core deposit growth and business loan growth are expected to continue benefiting the Company’s net interest margin as it grows its customer base and hires productive bankers.

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