Revenue: As of FY2025 Q3, the actual value is USD 47.63 M.EPS: As of FY2025 Q3, the actual value is USD 2.18.EBIT: As of FY2025 Q3, the actual value is USD -18.35 M.<h3>Community Banking Segment</h3><ul><li>Net Income: $7.4 million for Q3 2025, up from $5.3 million in Q3 2024; $19.9 million for the first nine months of 2025, up from $13.9 million in the same period of 2024.</li><li>Loan Growth: Loans grew by $91.4 million or 8.4% annualized compared to December 31, 2024, and $112.9 million or 7.9% compared to September 30, 2024.</li><li>Deposits: Increased by $127.2 million or 7.8% annualized compared to December 31, 2024, and $162.1 million or 7.6% compared to September 30, 2024.</li><li>Net Interest Margin: 4.24% for Q3 2025, compared to 4.13% in Q3 2024.</li></ul><h3>Mortgage Banking Segment</h3><ul><li>Net Income: $641,000 for Q3 2025, up from $351,000 in Q3 2024; $2.1 million for the first nine months of 2025, up from $1.0 million in the same period of 2024.</li><li>Loan Originations: Increased by $10.1 million or 6.4% to $167.0 million for Q3 2025 compared to Q3 2024.</li></ul><h3>Consumer Finance Segment</h3><ul><li>Net Income: $231,000 for Q3 2025, down from $311,000 in Q3 2024; $1.0 million for the first nine months of 2025, down from $1.1 million in the same period of 2024.</li><li>Loan Decrease: Loans decreased by $3.5 million or 1.0% annualized compared to December 31, 2024, and $14.1 million or 2.9% compared to September 30, 2024.</li></ul><h3>Outlook / Guidance</h3>C&amp;F Financial Corporation remains confident in its ability to grow responsibly due to strong liquidity, capital position, and asset quality, despite some market data suggesting a softening in the broader economy. The recent expansion into Southwest Virginia is already yielding promising results.

C&F Financial | 8-K: FY2025 Q3 Revenue: USD 47.63 M