Arch Capital Pref Share ACGLN 4.55 Perp 06/11/26 G | 8-K: FY2025 Q3 Revenue: USD 4.335 B

Revenue: As of FY2025 Q3, the actual value is USD 4.335 B.

EPS: As of FY2025 Q3, the actual value is USD 3.56.

EBIT: As of FY2025 Q3, the actual value is USD 1.54 B.

Net Income

• Net income available to Arch common shareholders was $1.3 billion, or $3.56 per share, representing a 23.8% annualized net income return on average common equity, compared to $1.0 billion, or $2.56 per share, for the 2024 third quarter.

Operating Income

• After-tax operating income available to Arch common shareholders was $1.0 billion, or $2.77 per share, representing an 18.5% annualized operating return on average common equity, compared to $762 million, or $1.99 per share, for the 2024 third quarter.

Catastrophic Losses

• Pre-tax current accident year catastrophic losses for the Company’s insurance and reinsurance segments, net of reinsurance and reinstatement premiums, were $72 million.

Favorable Development

• Favorable development in prior year loss reserves, net of related adjustments, was $103 million.

Combined Ratio

• Combined ratio excluding catastrophic activity and prior year development was 80.5%, compared to 78.3% for the 2024 third quarter.

Share Repurchases

• Share repurchases amounted to approximately $732 million.

Book Value

• Book value per common share was $62.32 at September 30, 2025, a 5.3% increase from June 30, 2025.

Insurance Segment

• Gross premiums written were $2,567 million, a 9.7% increase from the 2024 third quarter.
• Net premiums written were $1,953 million, a 7.3% increase from the 2024 third quarter.
• Net premiums earned were $1,969 million, an 11.6% increase from the 2024 third quarter.
• Underwriting income was $129 million, a 7.5% increase from the 2024 third quarter.

Reinsurance Segment

• Gross premiums written were $2,515 million, a 9.0% decrease from the 2024 third quarter.
• Net premiums written were $1,737 million, a 10.7% decrease from the 2024 third quarter.
• Net premiums earned were $2,015 million, a 6.5% increase from the 2024 third quarter.
• Underwriting income was $482 million, a 223.5% increase from the 2024 third quarter.

Mortgage Segment

• Gross premiums written were $330 million, a 2.7% decrease from the 2024 third quarter.
• Net premiums written were $274 million, a 2.8% decrease from the 2024 third quarter.
• Net premiums earned were $301 million, a 3.8% decrease from the 2024 third quarter.
• Underwriting income was $260 million, a 3.3% decrease from the 2024 third quarter.

Cash Flow

• Net cash provided by operating activities was $2,186 million for the three months ended September 30, 2025, compared to $2,018 million for the same period in 2024, representing an 8.3% increase.

Unique Metrics

• Net premiums written to gross premiums written ratio was 73.3% for the total company for the three months ended September 30, 2025.

Outlook / Guidance

• Arch Capital Group Ltd. remains optimistic about its ability to perform well in the current market, which should lead to strong financial results for shareholders. The company anticipates continued growth in its insurance and reinsurance segments, driven by strategic initiatives and market conditions. The mortgage segment is expected to maintain stable performance with a focus on risk management and capital efficiency. The company remains committed to enhancing shareholder value through disciplined underwriting and investment strategies.