---
title: "Navient Corp Pref Share JSM 6 12/15/43 | 10-Q: FY2025 Q3 Revenue: USD 800 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/263369222.md"
datetime: "2025-10-29T20:33:36.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/263369222.md)
  - [en](https://longbridge.com/en/news/263369222.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/263369222.md)
generator: "portal-rs"
---

# Navient Corp Pref Share JSM 6 12/15/43 | 10-Q: FY2025 Q3 Revenue: USD 800 M

Revenue: As of FY2025 Q3, the actual value is USD 800 M.

EPS: As of FY2025 Q3, the actual value is USD -0.87.

EBIT: As of FY2025 Q3, the actual value is USD -259 M.

### Federal Education Loans Segment

-   **Net Income**: $35 million in Q3 2025, up from $27 million in Q3 2024, a 30% increase.
-   **Net Interest Margin**: 0.84% in Q3 2025, compared to 0.46% in Q3 2024.
-   **Provision for Loan Losses**: Increased by $18 million to $13 million in Q3 2025, primarily due to elevated delinquency balances and macroeconomic outlook.
-   **Net Charge-offs**: Unchanged at $9 million.
-   **Delinquencies**: Greater than 90 days delinquencies were $2.5 billion compared to $1.9 billion in Q3 2024.

### Consumer Lending Segment

-   **Net Loss**: $76 million in Q3 2025, compared to net income of $27 million in Q3 2024.
-   **Net Interest Margin**: 2.39% in Q3 2025, down from 2.84% in Q3 2024.
-   **Provision for Loan Losses**: Increased by $108 million to $155 million in Q3 2025, due to elevated delinquency balances and macroeconomic outlook.
-   **Loan Originations**: $788 million of Private Education Loans originated in Q3 2025, a 58% increase from $500 million in Q3 2024.

### Business Processing Segment

-   **Revenue**: No revenue in Q3 2025 due to the sale of the government services business in February 2025.

### Other Segment

-   **Net Loss**: $42 million in Q3 2025, compared to $72 million in Q3 2024, a 42% decrease.

### Outlook and Strategy

-   **Core Business Focus**: Navient is focusing on enhancing the value of its growth business related to in-school and refinance Private Education Loan originations, with a significant increase in loan originations in 2025.
-   **Non-Core Business**: The company completed the divestiture of its Business Processing segment, including healthcare and government services, to streamline operations and reduce costs.
-   **Strategic Actions**: Navient has implemented cost-saving initiatives and reshaped its corporate footprint to align with a more focused business model.

### Related Stocks

- [JSM.US](https://longbridge.com/en/quote/JSM.US.md)

## Related News & Research

- [Southern Copper (NYSE:SCCO) Shares Up 8.3%  - Still a Buy?](https://longbridge.com/en/news/296638179.md)
- [Trump Boosted INTC and DELL: Now He Says ‘Do Magnets’—Are MP and USAR Stocks Next?](https://longbridge.com/en/news/296591886.md)
- [Andrew Polovin Sells 22,148 Shares of Tempus AI (NASDAQ:TEM) Stock](https://longbridge.com/en/news/296610788.md)
- [MSH Capital Advisors LLC Acquires New Shares in Chevron Corporation $CVX](https://longbridge.com/en/news/296598647.md)
- [Longfellow Investment Management Co. LLC Takes $2.07 Million Position in Bank of America Corporation $BAC](https://longbridge.com/en/news/296593233.md)

---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**