Grupo Aval Reports Strong 3Q2025 Financial Results

Tip Ranks
2025.11.14 22:24
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Grupo Aval reported a consolidated net income of Ps 521.0 billion for 3Q2025, a 5.3% increase from the previous quarter and a 25.3% rise from the same period last year. Gross loans grew by 4.6% YoY, and deposits increased by 8.5%. Operational expenses decreased, but the cost-to-income ratio slightly increased. Spark's AI Analyst rates AVAL as Neutral with a score of 62.5, citing revenue and cash flow challenges.

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Grupo Aval Acciones y Valores SA Pfd ( (AVAL) ) has issued an announcement.

Grupo Aval reported a consolidated net income of Ps 521.0 billion for the third quarter of 2025, marking a 5.3% increase from the previous quarter and a 25.3% rise from the same period last year. The company’s gross loans grew by 4.6% year-over-year, and deposits increased by 8.5%. The loan portfolio quality improved, and the cost of risk decreased slightly. The company’s market share in consumer and mortgage loans increased, while commercial loans saw a slight decline. Operational expenses decreased, and the cost-to-income ratio slightly increased compared to the previous year.

Spark’s Take on AVAL Stock

According to Spark, TipRanks’ AI Analyst, AVAL is a Neutral.

Grupo Aval’s overall score of 62.5 reflects a mixed outlook. Financial performance is hindered by revenue and cash flow challenges, with high leverage posing risks. Technical analysis indicates neutral momentum, and valuation is moderate. Positively, the earnings call showed strong income growth and strategic focuses, though offset by equity return challenges and regulatory issues.

To see Spark’s full report on AVAL stock, click here.

More about Grupo Aval Acciones y Valores SA Pfd

Grupo Aval Acciones y Valores S.A. is a leading financial conglomerate in Colombia, operating through four commercial banks, the largest private pensions and severance fund manager, and the largest merchant bank in the country. It also has operations in Panama through Banco de Bogotá. Grupo Aval is an issuer of securities in Colombia and the United States and is subject to local and U.S. securities regulations.

Average Trading Volume: 87,613

Technical Sentiment Signal: Buy

Current Market Cap: $5.02B

For a thorough assessment of AVAL stock, go to TipRanks’ Stock Analysis page.

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