PRESURANCE HOLDINGS INC. 9.75% NTS 30/09/28 USD25 | 8-K: FY2025 Q3 Revenue: USD 6.679 M

Revenue: As of FY2025 Q3, the actual value is USD 6.679 M.

EPS: As of FY2025 Q3, the actual value is USD -0.32.

EBIT: As of FY2025 Q3, the actual value is USD -3.096 M.

Segment Revenue

• Gross written premiums for the third quarter of 2025 were $14.6 million, a decrease of 2.9% compared to $15.1 million in the prior year period.

Operational Metrics

• Net income (loss) allocable to common shareholders for the third quarter of 2025 was - $3.97 million, compared to $52.79 million in the prior year period.
• Adjusted operating income (loss) for the third quarter of 2025 was - $2.706 million, compared to - $6.85 million in the prior year period.
• Combined ratio for personal lines business was 95.2% for the third quarter of 2025.

Cash Flow

• Net investment income for the third quarter of 2025 was $1.3 million, a decrease of 6.5% from $1.391 million in the prior year period.

Unique Metrics

• Change in fair value of equity securities resulted in a gain of $13,000 for the third quarter of 2025, compared to a loss of $29,000 in the prior year period.

Outlook / Guidance

• Presurance Holdings anticipates continued positive performance due to refined underwriting focus, prioritizing quality over volume in pursuit of more sustainable, profitable growth.
• The company expects metrics across the portfolio to align with expected targets, emphasizing personal lines that deliver stronger risk-adjusted returns.
• Forward-looking statements include expectations regarding premiums, earnings, capital position, expansion, and growth strategies.