Presurance | 8-K: FY2025 Q3 Revenue: USD 6.679 M

Revenue: As of FY2025 Q3, the actual value is USD 6.679 M.

EPS: As of FY2025 Q3, the actual value is USD -0.32.

EBIT: As of FY2025 Q3, the actual value is USD -3.096 M.

Segment Revenue

• Gross Written Premiums: For the third quarter of 2025, gross written premiums were $14.6 million, a decrease of 2.9% from $15.1 million in the same period of 2024. For the nine months ended September 30, 2025, gross written premiums were $51.9 million, down 11.1% from $58.4 million in 2024.

Operational Metrics

• Net Income (Loss): The net loss allocable to common shareholders for the third quarter of 2025 was - $3.97 million, compared to a net income of $52.8 million in the same period of 2024.
• Adjusted Operating Income (Loss): The adjusted operating loss for the third quarter of 2025 was - $2.7 million, compared to - $6.85 million in the same period of 2024.
• Combined Ratio: The combined ratio for the personal lines business was 95.2% for the third quarter of 2025, compared to 100.7% in the same period of 2024.

Cash Flow

• Net Investment Income: Net investment income for the third quarter of 2025 was $1.3 million, a decrease of 6.5% from $1.4 million in the same period of 2024.

Unique Metrics

• Change in Fair Value of Equity Securities: The company reported a gain of $13,000 from the change in fair value of equity securities in the third quarter of 2025, compared to a loss of $29,000 in the same period of 2024.

Outlook / Guidance

• The company anticipates continued positive performance due to refined underwriting focus, prioritizing quality over volume in pursuit of more sustainable, profitable growth. Metrics across the portfolio are beginning to align with expected targets, and the company is focusing on personal lines that deliver stronger risk-adjusted returns.