<span item_type="fundamental" item_id="f1d7806861cca4016205b8f0671100d3" counter_id="ST/US/WAFDP" env="prod"></span><span item_type="announcement" item_id="584232965567419137" env="prod"></span><p>Revenue: As of FY2025, the actual value is USD 1.411 B.</p><p>EPS: As of FY2025, the actual value is USD 2.63.</p><p>EBIT: As of FY2025, the actual value is USD -363.97 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Commercial Loans</strong>: Total commercial loans amounted to $12,651,754,000, representing 59.5% of total loans as of September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li><li><strong>Consumer Loans</strong>: Total consumer loans amounted to $8,622,638,000, representing 40.5% of total loans as of September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: Net income for the year ended September 30, 2025, was $226,068,000, an increase of 13.0% compared to $200,041,000 for the year ended September 30, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li><li><strong>Allowance for Credit Losses</strong>: The allowance for loan losses decreased by $4,033,000, or 1.98%, from $203,753,000 as of September 30, 2024, to $199,720,000 at September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Operating Cash Flow</strong>: Net cash provided by operating activities was $236,952,000 for the year ended September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li><li><strong>Free Cash Flow</strong>: Cash and cash equivalents decreased to $657,310,000 at September 30, 2025, from $2,381,102,000 at September 30, 2024, reflecting cash used to reduce borrowings and purchase investment securities during the year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Loan Portfolio</strong>: Loans receivable, net of related contra accounts, decreased $827,736,000, or 4.0%, to $20,088,618,000 at September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>The Company expects to continue focusing on commercial lending, coupled with growing economies in all major markets in which it operates.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li><li>Management believes the Company’s strong equity position allows it to manage balance sheet risk and provide the capital support needed for controlled growth in a regulated environment.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li><li>The Company has taken steps, including growing commercial loans having shorter average lives and transaction deposit accounts, to position itself for changing interest rates.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm"></span></li></ul>

Washington Fed Pref Share WAFDP 4.875 Perp 04/15/26 | 10-K: FY2025 Revenue: USD 1.411 B