SA Roundtable: Would portable/assumable mortgages free up housing?

businessinsider
2025.12.07 23:46

The Trump administration proposed making low-rate mortgages assumable or portable to ease the U.S. housing crisis. Analysts Ivo Kolchev, Multiplo Invest, and Michael Gray discuss the pros and cons, noting potential benefits for buyers and sellers but also bureaucratic challenges and limited savings. A Seeking Alpha poll shows support for assumable mortgages but skepticism towards 50-year mortgages.