<div id="readability-page-1"><div><ul> <li>In early January 2026, Navient Corporation reshaped its leadership structure, appointing long-time executive Steve Hauber as Executive Vice President, Chief Financial Officer and Principal Accounting Officer while expanding COO Troy Standish’s remit and preparing for former CFO Joe Fisher’s departure during the first quarter.</li> <li>The consolidation of finance, legal, risk, internal audit, and compliance under Hauber’s leadership suggests a tighter, more centralized control over Navient’s financial and risk oversight functions.</li> <li>We’ll now explore how elevating long-time insider Steve Hauber to CFO and principal accounting officer could influence Navient’s investment narrative.</li> </ul><p>AI is about to change healthcare. These 30 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10b in market cap - there's still time to get in early.</p><h2>Navient Investment Narrative Recap</h2><p>To own Navient today, you need to believe the company can manage elevated credit costs while reshaping its student loan and servicing franchise under tighter regulatory scrutiny. The Hauber appointment centralizes finance and risk oversight, but by itself does not materially change the key near term swing factors: delinquency trends and the impact of policy and legislative shifts on originations and legacy portfolios.</p> <p>The most relevant recent development here is the leadership realignment that placed finance, legal, risk, internal audit, and compliance under a single long serving executive. For investors focused on earnings volatility from provisioning and reserve “true ups,” this move ties the control functions more closely together at a time when credit quality and regulatory pressures are front of mind.</p> <p>Yet for investors, the bigger question is how this new structure will really affect the unpredictability of future reserve adjustments and special charges...</p> <p>Read the full narrative on Navient (it's free!)</p><p>Navient's narrative projects $668.0 million revenue and $321.8 million earnings by 2028. This requires 4.6% yearly revenue growth and about a $288.8 million earnings increase from $33.0 million today.</p><p>Uncover how Navient's forecasts yield a $13.06 fair value, in line with its current price.</p><h2>Exploring Other Perspectives</h2><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/1aaf5f8e-d740-4729-8d2b-7c08a9b7a63e/chart/quote-price?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/1aaf5f8e-d740-4729-8d2b-7c08a9b7a63e/chart/quote-price"/><figcaption>NAVI 1-Year Stock Price Chart</figcaption></figure> <p>Two members of the Simply Wall St Community currently see Navient’s fair value between US$13.06 and US$14.34, highlighting how far individual estimates can stretch. You should weigh those views against the recent pattern of reserve “true ups” and earnings volatility, which could have important implications for how the business performs over time.</p><p>Explore 2 other fair value estimates on Navient - why the stock might be worth just $13.06!</p><h2>Build Your Own Navient Narrative</h2><p>Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.</p><ul><li>A great starting point for your Navient research is our analysis highlighting 1 key reward and 2 important warning signs that could impact your investment decision.</li><li>Our free Navient research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Navient's overall financial health at a glance.</li></ul><h2>Seeking Other Investments?</h2><p>These stocks are moving-our analysis flagged them today. Act fast before the price catches up:</p><ul><li>The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 28 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement.</li><li>Trump has pledged to &#34;unleash&#34; American oil and gas and these 22 US stocks have developments that are poised to benefit.</li><li>Rare earth metals are an input to most high-tech devices, military and defence systems and electric vehicles. The global race is on to secure supply of these critical minerals. Beat the pack to uncover the 39 best rare earth metal stocks of the very few that mine this essential strategic resource.</li></ul> <p><em> This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data     and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your     financial situation. We aim to bring you long-term focused analysis driven by fundamental data.     Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.     Simply Wall St has no position in any stocks mentioned.</em></p></div></div>

NAVI

<p>Navient Corporation has appointed Steve Hauber as CFO, centralizing finance and risk oversight under his leadership. This restructuring aims to enhance control over financial functions amid rising credit costs and regulatory scrutiny. Investors are concerned about how this change will affect future reserve adjustments and earnings volatility. Navient projects $668 million in revenue and $321.8 million in earnings by 2028, with a fair value estimate of $13.06, aligning with its current stock price. The article emphasizes the importance of understanding the implications of this leadership change on investment decisions.</p>

How Navient’s New Centralized CFO Structure Will Impact Navient (NAVI) Investors