--- title: "Assessing Renasant (RNST) Valuation After Recent Share Gains And Merger With The First Bancshares" type: "News" locale: "en" url: "https://longbridge.com/en/news/273892029.md" description: "Renasant (RNST) has gained attention due to its recent share performance, showing positive returns over various periods. Currently priced at $37.27, it is considered undervalued with a fair value estimate of $41.83, suggesting a potential valuation gap. The merger with The First Bancshares is expected to enhance lending opportunities. However, risks include potential integration issues and credit conditions in the Southeast. A DCF analysis suggests a fair value of $60.60, indicating a significant undervaluation. The article emphasizes the importance of thorough research and understanding key risks before investing." datetime: "2026-01-27T21:14:15.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/273892029.md) - [en](https://longbridge.com/en/news/273892029.md) - [zh-HK](https://longbridge.com/zh-HK/news/273892029.md) --- # Assessing Renasant (RNST) Valuation After Recent Share Gains And Merger With The First Bancshares Renasant (RNST) is on investors’ radar after recent share performance, with the stock showing positive returns over the past week, month and past 3 months. This has prompted a closer look at its current valuation. See our latest analysis for Renasant. At a share price of $37.27, Renasant’s recent gains, including a 90 day share price return of 6.42% and a 1 year total shareholder return of 2.14%, point to steady but measured momentum as investors reassess the bank’s risk and growth profile. If Renasant’s move has you looking wider across the sector, it could be a good moment to scan other solid balance sheet and fundamentals stocks screener (None results) for similar or contrasting setups. With Renasant trading at $37.27, an indicated intrinsic discount of 38.50% and a value score of 2 raise a key question for investors: is this genuine undervaluation, or is the market already baking in future growth? ## Most Popular Narrative: 11% Undervalued Renasant’s widely followed narrative points to a fair value of $41.83 compared to the last close at $37.27, which sets up a clear valuation gap for investors to weigh. > _The merger with The First Bancshares increases scale and provides a larger footprint in regions experiencing strong small business formation, enabling Renasant to capitalize on rising entrepreneurial activity. This should enhance lending opportunities and fee income over time._ _Read the complete narrative._ Curious what sits behind that projected upside? The narrative leans heavily on compound revenue gains, widening margins, and a future earnings base that looks very different to today. The full set of assumptions is where the story really gets interesting. **Result: Fair Value of $41.83 (UNDERVALUED)** Have a read of the narrative in full and understand what's behind the forecasts. However, the story could shift quickly if merger integration stumbles or if Southeastern credit conditions weaken, which could put pressure on loan quality and future profitability assumptions. Find out about the key risks to this Renasant narrative. ## Another Way to Look at the Price That DCF based fair value of $60.60 presents Renasant as 38.5% below our estimate of future cash flow value. This is very different from a modest 11% narrative undervaluation. If the cash flow view holds, the real risk might be missing potential upside rather than overpaying today. Look into how the SWS DCF model arrives at its fair value. RNST Discounted Cash Flow as at Jan 2026 ## Build Your Own Renasant Narrative If you look at the numbers and come to a different conclusion, or just prefer running your own checks, you can build a custom view in a few minutes: Do it your way. A great starting point for your Renasant research is our analysis highlighting 3 key rewards and 1 important warning sign that could impact your investment decision. ## Ready for more investment ideas? If Renasant has sharpened your focus, do not stop here. The right screener can surface ideas you might never spot by scrolling quotes alone. - Spot potential turnaround opportunities by checking out these 887 undervalued stocks based on cash flows that currently trade below their estimated cash flow value. - Ride powerful tech trends by scanning these 24 AI penny stocks tied to artificial intelligence themes that could reshape business models. - Target income-focused ideas by reviewing these 13 dividend stocks with yields \> 3% that may suit a yield oriented portfolio. _This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.** It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned._ ### Related Stocks - [FBMS.US](https://longbridge.com/en/quote/FBMS.US.md) - [RNST.US](https://longbridge.com/en/quote/RNST.US.md) ## Related News & Research - [This Insider Has Just Sold Shares In Renasant](https://longbridge.com/en/news/294958478.md) - [If You Invested $1000 In RBC Bearings Stock 15 Years Ago, You Would Have This Much Today](https://longbridge.com/en/news/295283001.md) - [BUZZ-Street View: ConocoPhillips succession lacks drama, analysts say](https://longbridge.com/en/news/295238761.md) - [Bank of America says the midterm elections could be a major turning point for the stock market](https://longbridge.com/en/news/295297719.md) - [PensionDanmark Pensionsforsikringsaktieselskab Grows Holdings in Ross Stores, Inc. $ROST](https://longbridge.com/en/news/295297420.md)