Revenue: As of FY2025, the actual value is USD 19.93 B.EPS: As of FY2025, the actual value is USD 11.6.EBIT: As of FY2025, the actual value is USD 5.127 B.<h4>Company-Wide Financial Overview</h4><ul><li>Capital: Arch Capital held approximately $26.9 billion in capital at December 31, 2025.</li><li>Net Premiums Written: Net premiums written for 2025 were $16.5 billion.</li><li>Net Income: Net income available to Arch Capital common shareholders was $4.4 billion for 2025.</li><li>Book Value Per Share: Book value per share was $65.11 at December 31, 2025, compared to $53.11 per share at December 31, 2024.</li><li>Share Repurchases: Since the inception of the share repurchase program through December 31, 2025, Arch Capital repurchased 455 million common shares for an aggregate of $7.8 billion. In 2025, the Company repurchased approximately $1.9 billion worth of common shares. The total remaining authorization under the share repurchase program was $1.1 billion at December 31, 2025.</li><li>Investable Assets: Total investable assets held by Arch Capital were $47.4 billion at December 31, 2025. Fixed maturities constituted 70.8% of cash and invested assets as of December 31, 2025.</li></ul><h4>Insurance Operations</h4><ul><li>Acquisitions/Disposals: On August 1, 2024, Arch Capital completed the acquisition of Allianz’s U.S. Middle Market Property and Casualty insurance business and U.S. Entertainment business (MCE Acquisition). In May 2024, the Company completed the sale of Castel Underwriting Agencies Limited.</li></ul><h4>Reinsurance Operations</h4><ul><li>Key Entity Formation: Arch Group Reinsurance Ltd. (AGRL) was formed in December 2022 to provide internal reinsurance for certain U.S. lines of business.</li></ul><h4>Mortgage Operations</h4><ul><li>Customer Concentration: Arch Capital’s largest single mortgage insurance customer in the U.S. accounted for 5.3% of gross premiums written in 2025, down from 6.2% in 2024. The top 10 customers represented 25.8% of gross premiums written in 2025, compared to 25.2% in 2024.</li></ul><h4>Other Operations</h4><ul><li>Equity Investments: Arch Capital owns 30% of Greysbridge, which wholly owns Somers Holdings Ltd. Arch Re Bermuda and co-investors acquired approximately 25% of Premia Holdings Ltd. In 2021, Arch Capital purchased 29.5% of the common equity of Coface SA.</li></ul><h4>Reserves</h4><ul><li>Loss Reserves: Consolidated reserves for unpaid losses and loss adjustment expenses, net of recoverables, were approximately $24.5 billion at December 31, 2025.</li><li>Reinsurance Recoverables: Unpaid and paid losses and loss adjustment expenses recoverable amounted to approximately $9.5 billion at December 31, 2025.</li></ul><h4>Human Capital</h4><ul><li>Employee Count: As of February 19, 2026, Arch Capital had approximately 8,000 employees globally, an increase from around 7,200 in the previous year.</li><li>Geographic Distribution: Approximately 4,300 employees are in North America, 1,700 in Europe and the U.K., and 2,000 in the Philippines, India, Australia, and the rest of the world.</li></ul><h4>Outlook / Guidance</h4><ul><li>The MCE platform is expected to enhance Arch Capital’s U.S. focus on middle market companies through strategic analytics and customer solutions. The Company plans continued expansion in continental Europe, optimizing London market opportunities, and diversifying revenues globally, supported by acquisitions and growth in insuring and reinsuring European banks. The investment in Coface is a long-term strategic move aimed at developing uncorrelated sources of underwriting income, aligning with Arch Capital’s specialty-driven business model.</li></ul>

Arch Capital Pref Share ACGLN 4.55 Perp 06/11/26 G | 10-K: FY2025 Revenue: USD 19.93 B