--- title: "Taiwan stocks plummeted significantly, First Financial Holding focuses on cross-border services and high-asset wealth management to meet challenges" type: "News" locale: "en" url: "https://longbridge.com/en/news/277790252.md" description: "Taiwan's stock market fell sharply, and First Financial Holding Co., Ltd. (2892-TW) plans to focus on cross-border services and high-net-worth wealth management to respond to changes in the global trade environment. It is expected that the net profit after tax will reach NT$ 26.933 billion in 2025, a year-on-year increase of 6.2%. Despite the impact of the central bank's tightening policy on mortgage business growth, First Financial Holding Co., Ltd. remains committed to optimizing its credit structure to create long-term value. ZhiGuan (5478-TW) achieved a net profit after tax of NT$ 1.188 billion last year and plans to distribute a dividend of NT$ 7.5 per share, demonstrating its solid performance in the gaming market" datetime: "2026-03-04T13:40:03.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/277790252.md) - [en](https://longbridge.com/en/news/277790252.md) - [zh-HK](https://longbridge.com/zh-HK/news/277790252.md) --- # Taiwan stocks plummeted significantly, First Financial Holding focuses on cross-border services and high-asset wealth management to meet challenges ### The Taiwan stock market plummets, First Financial Holding plans to focus on cross-border services and high-asset wealth management to meet challenges First Financial Holding (2892-TW) clearly stated its operational focus for 2026 during its earnings conference, concentrating on "cross-border services" and "high-asset wealth management" to respond to changes in the global trade environment and supply chain restructuring, with foreign currency loans expected to grow by 15% \[1\]. As Taiwanese businesses expand in Southeast Asia and North America, the bank will provide necessary financing and financial solutions, and strengthen risk management for small and medium-sized enterprises through the credit guarantee fund, especially supporting export-oriented companies. The tense situation in the Middle East has affected flight operations, with 275 Taiwanese travelers safely returning to Taiwan, demonstrating the government's responsiveness to international events and its emphasis on national security \[2\]. Against this backdrop, First Financial Holding plans to integrate digital transformation and ESG management to prepare for future growth peaks, showcasing its flexible response strategy in a turbulent market. In the latest earnings conference, First Financial Holding (2892-TW) revealed that its net profit after tax for 2025 is expected to reach NT$26.933 billion, a year-on-year increase of 6.2%, with First Bank contributing about 95% of the profits, indicating robust growth in its core business, especially in net fee income and wealth management business growth potential \[3\]. However, due to the impact of the central bank's tightening policies, the growth rate of mortgage business is expected to be only 5% to 6% in 2026 \[4\], indicating that the market is facing pressure from volume contraction, although there is still room for price adjustments. With the decline in foreign currency funding costs, the widening interest spread will help enhance overall profitability. First Financial Holding will continue to optimize its credit structure in the future, committed to creating long-term value for shareholders and aiming for six consecutive years of growth. The Taiwan-U.S. trade agreement promises zero tariffs on imports of U.S. cars. Although the impact on the used car market is limited, prices for new and used cars may loosen due to released demand. Chess Victory Automotive pointed out that this will increase the transaction volume of used cars and attract consumers to shift towards new and used cars \[5\]. In addition, Zhiquan (5478-TW) achieved a net profit after tax of NT$1.188 billion last year, a ten-year high, and plans to distribute NT$7.5 per share, demonstrating its robust performance in the gaming market, especially with MyCard membership surpassing 7.5 million and continuing to expand its market \[6\] Overall, although policy changes have impacted the automotive market, the growth potential and market competitiveness of ZhiGuan are still worth paying attention to. Today, the Taiwan stock market plummeted significantly, closing at 32,828 points, marking the third largest decline in history. Foreign investors sold a total of NT$ 96.4 billion, indicating extremely pessimistic market sentiment, particularly with TSMC (2330-TW) and Hon Hai as the main targets of selling, reflecting a significant weakening of foreign investors' confidence in technology stocks. This wave of selling not only affects stock prices but may also put pressure on overall market liquidity. Investors need to closely monitor subsequent market trends and foreign investors' strategies for replenishing memory stocks, which may signal foreign investors seeking value rebounds. Whether the market can stabilize in the future still requires observation of the impacts of global economic and policy changes. Powered by Yushan.AI ### Related Stocks - [002892.CN](https://longbridge.com/en/quote/002892.CN.md) - [03453.HK](https://longbridge.com/en/quote/03453.HK.md) - [513750.CN](https://longbridge.com/en/quote/513750.CN.md) ## Related News & Research - ['Fast Money' traders break down the memory surge squeeze on mega caps](https://longbridge.com/en/news/290883238.md) - [N. America job signals: What leaders need to know about the healthtech hiring squeeze](https://longbridge.com/en/news/290850351.md) - [13:20 ETViolet PR Wins Four Gold Awards from Bulldog Reporter](https://longbridge.com/en/news/290993726.md) - [10:30 ETMRI Software Launches Agora Intelligence and Agora Orchestrator, Delivering AI-Powered Recommendations and Workflow Execution for Real Estate](https://longbridge.com/en/news/290848515.md) - [China's growth engine has a weird new spark: buying 'feelings' to cope with a property crash](https://longbridge.com/en/news/290456694.md)