--- title: "Usio Reports Q4 Revenue $22.2M, Record $8.4B Processing Volume; FY2025 Revenue $85.4M" type: "News" locale: "en" url: "https://longbridge.com/en/news/279662424.md" description: "Usio reported Q4 2025 revenue of $22.2 million, an 8% increase year-over-year, and full-year revenue of $85.4 million, up 3% from 2024. The company recorded a net loss of $2.5 million for 2025, despite achieving a record processing volume of $8.4 billion. Management anticipates 10-12% revenue growth in 2026, assuming stable economic conditions. Key highlights include a gross profit of $4.9 million in Q4 and a full-year Adjusted EBITDA of $1.3 million. The ACH and credit card segments showed strong growth, while operational investments increased SG&A by 10%." datetime: "2026-03-18T20:03:02.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/279662424.md) - [en](https://longbridge.com/en/news/279662424.md) - [zh-HK](https://longbridge.com/zh-HK/news/279662424.md) --- # Usio Reports Q4 Revenue $22.2M, Record $8.4B Processing Volume; FY2025 Revenue $85.4M Usio reported fourth-quarter 2025 revenue of $22.2 million, up 8% year-over-year, and full-year 2025 revenue of $85.4 million, a 3% increase from 2024. The company generated a full-year Adjusted EBITDA of $1.3 million but recorded a net loss of $2.5 million for 2025 (loss per share $(0.09)). Management highlighted record processing volume of $8.4 billion for 2025 and expects 10–12% revenue growth and continued positive Adjusted EBITDA in 2026, assuming stable economic conditions. **Financial Highlights** - Q4 2025 revenue: $22.2 million, up 8% versus Q4 2024 ($20.6 million). - Full-year 2025 revenue: $85.4 million, up 3% versus 2024 ($82.9 million). - Gross profit Q4 2025: $4.9 million; gross margin Q4 2025: 21.9% (vs. 24.6% in Q4 2024). - Full-year gross profit 2025: $19.7 million; full-year gross margin 2025: 23.1% (vs. 23.7% in 2024). - Adjusted EBITDA: Q4 2025 negative $0.2 million; full-year 2025 Adjusted EBITDA $1.3 million (2024: $2.9 million). - Net loss: Q4 2025 net loss $1.5 million (loss per share $(0.05)); full-year 2025 net loss $2.5 million (loss per share $(0.09)). **Business Highlights** - Record processing volume of $8.4 billion for 2025, a 19% increase over 2024, and transactions processed up 30% year-over-year. - ACH and complementary services drove strong growth: ACH revenue up 33% year-over-year for both Q4 and full-year 2025, with record ACH volume and transactions. - Credit card business posted record volume and transactions; credit card revenue up 7% in Q4 and 3% for the year (non-legacy credit card book up 13% in Q4 and 7% for the year). - Output Solutions rebounded with Q4 revenue growth of 6%, delivering flat full-year results and early 2026 momentum noted by management. - Card issuing declined year-over-year primarily due to one major client losing a large customer; company emphasized cross-selling ACH into existing credit card and prepaid accounts. - Operational investments: increased technology and support staffing contributing to a 10% rise in SG&A for the year and continued capitalized software development. Original SEC Filing: Usio, Inc. \[ USIO \] - 8-K - Mar. 18, 2026 **Disclaimer** This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC. ### Related Stocks - [USIO.US](https://longbridge.com/en/quote/USIO.US.md) ## Related News & Research - [Amazon to boost spending on AI and other technology by $20 billion after strong Q2 results](https://longbridge.com/en/news/294422328.md) - [SILC: Q2 revenue jumped 59% year-over-year, prompting a full-year guidance raise and earlier profitability](https://longbridge.com/en/news/294223937.md) - [Capgemini sees multi-year IT modernisation boom as firms prepare for AI](https://longbridge.com/en/news/294321168.md) - [PSQ Holdings expands Guidefitter partnership to power ACH payments for marketplace checkout, wallet](https://longbridge.com/en/news/294513715.md) - [TMV: Enterprise momentum, AI adoption, and ServiceNow partnership drive confidence in H2 growth](https://longbridge.com/en/news/294041002.md)