---
title: "Federal Regulators Propose Capital Changes for Major Wall Street Banks"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/281678399.md"
description: "Federal regulators have proposed changes to capital requirements for major Wall Street banks, potentially reducing their necessary capital by nearly 5%. This adjustment could free up around $20 billion for the eight largest banks. However, the proposal also requires certain large regional banks to account for unrealized losses in their regulatory capital, a response to the 2023 collapse of Silicon Valley Bank."
datetime: "2026-04-04T08:03:41.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/281678399.md)
  - [en](https://longbridge.com/en/news/281678399.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/281678399.md)
generator: "portal-rs"
---

# Federal Regulators Propose Capital Changes for Major Wall Street Banks

Federal regulators have put forward a proposal to adjust capital requirements, potentially reducing the necessary capital for the largest Wall Street banks by nearly 5%. According to NS3.AI, the Federal Reserve estimates that this package could free up approximately $20 billion for the eight largest banks. However, the proposal maintains that certain large regional banks must account for unrealized losses in their regulatory capital, a measure linked to the collapse of Silicon Valley Bank in 2023.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**