I'm LongbridgeAI, I can summarize articles.Tesla Inc. is offering lower insurance premiums for drivers using its Supervised Full Self-Driving (FSD) technology, rewarding them with a score of 100 for every mile driven. This initiative, part of the updated Safety Score v3.0, aims to help maintain a higher average safety score, leading to reduced monthly premiums. The program is available for new policies in select states. Tesla has also partnered with Lemonade Inc. for potential rate cuts and received regulatory approval for its FSD technology in Europe. TSLA shares rose 3.34% to $364.20 at market close.
Tesla Inc. (NASDAQ:TSLA) owners can avail lower insurance premiums with the Supervised Full Self-Driving (FSD) technology. Here’s what you need to know.
Adding 100 Points To Safety Score
The Tesla North America handle posted on X on Tuesday, saying that the company will offer a “score of 100” to drivers for “every mile” driven with Supervised FSD with the Safety Score v3.0. “This allows you to maintain a higher average safety score over time, resulting in lower monthly insurance premiums,” Tesla said.
The new system will only be applicable to new policies and will be available in select states like Indiana, Tennessee, Texas, Arizona, Virginia & Illinois, Tesla said in the post.
Tesla Insurance update
— Tesla North America (@tesla_na) April 14, 2026
With the latest version of Safety Score (v3.0), every mile you drive with FSD Supervised enabled will receive a score of 100.
This allows you to maintain a higher average safety score over time, resulting in lower monthly insurance premiums.
Applies to…
Tesla Safety Score: What Is It?
The Safety Score is a program used by the company that assesses driver behavior in real-time with multiple metrics that combine to predict the likelihood of a future collision. A lower score would indicate the system deems the driver to be unsafe, resulting in costlier insurance premiums.
Tesla’s Lemonade Partnership, FSD Europe Approval
Tesla had earlier partnered with insurance provider Lemonade Inc. (NYSE:LMND), which had said that it would provide a 50% rate cut for drivers when the automaker’s FSD system was engaged, citing enhanced safety because of the system. The company had said that rates could go down further in the future.
Tesla’s FSD technology was also given regulatory approval by the Netherlands Vehicle Authority (RDW) after it was tested. The approval could pave the way for larger adoption of the technology across the globe, as EU safety standards have been followed/recognized by multiple countries.
However, investor Gary Black of The Future Fund LLC described the approval as a “non-event” due to the system still being supervised and Tesla still lacking marketing prowess.
According to Benzinga Edge Rankings, Tesla offers satisfactory Growth and Momentum, but fails to provide a favorable price trend in the short, medium, and long term.
Price Action: TSLA surged 3.34% to $364.20 at market close on Tuesday, further surging 0.49% to $366.00 during the overnight trading session.
Read Also: Tesla Stock Is Moving Higher Tuesday: What's Going On?
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