---
title: "China Maintains Loan Prime Rates for 11th Consecutive Month"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283278651.md"
description: "The People's Bank of China (PBoC) has decided to maintain the one-year Loan Prime Rate at 3.0% and the five-year Loan Prime Rate at 3.5%, marking the 11th consecutive month without change. According to NS3.AI, the one-year rate serves as the benchmark for general loans, while the five-year rate is used as a reference for mortgages. The last adjustment to these rates occurred in May of the previous year, when the PBoC reduced each by 10 basis points."
datetime: "2026-04-20T01:36:26.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283278651.md)
  - [en](https://longbridge.com/en/news/283278651.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283278651.md)
generator: "portal-rs"
---

# China Maintains Loan Prime Rates for 11th Consecutive Month

The People's Bank of China (PBoC) has decided to maintain the one-year Loan Prime Rate at 3.0% and the five-year Loan Prime Rate at 3.5%, marking the 11th consecutive month without change. According to NS3.AI, the one-year rate serves as the benchmark for general loans, while the five-year rate is used as a reference for mortgages. The last adjustment to these rates occurred in May of the previous year, when the PBoC reduced each by 10 basis points.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**