--- title: "Fidelity D&D Bancorp | 8-K: FY2026 Q1 Revenue: USD 35.65 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/283703787.md" datetime: "2026-04-22T17:10:47.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/283703787.md) - [en](https://longbridge.com/en/news/283703787.md) - [zh-HK](https://longbridge.com/zh-HK/news/283703787.md) --- # Fidelity D&D Bancorp | 8-K: FY2026 Q1 Revenue: USD 35.65 M Revenue: As of FY2026 Q1, the actual value is USD 35.65 M. EPS: As of FY2026 Q1, the actual value is USD 1.28. EBIT: As of FY2026 Q1, the actual value is USD -10 M. #### Net Income and Earnings Per Share Net income for the three months ended March 31, 2026, was $7.5 million, representing a 25% increase from $6.0 million for the same period in 2025. Diluted earnings per share increased to $1.28 for the first quarter of 2026, up from $1.03 for the first quarter of 2025. #### Net Interest Income Net interest income rose to $19.4 million for the first quarter of 2026, a 14% increase compared to $17.0 million in the first quarter of 2025. This increase was primarily driven by a $2.2 million increase in interest income and a $0.2 million decrease in interest expense. #### Interest Rate Metrics FTE yield on interest-earning assets was 4.77% for Q1 2026, an increase of 4 basis points from 4.73% for Q1 2025. The overall cost of interest-bearing liabilities decreased by 22 basis points to 2.27% for Q1 2026 from 2.49% for Q1 2025. The cost of funds decreased by 16 basis points from 1.93% to 1.77% year-over-year. The Company’s FTE net interest spread increased to 2.50% for Q1 2026, up 26 basis points from 2.24% in Q1 2025. FTE net interest margin also increased to 3.08% for Q1 2026 from 2.89% for the same period in 2025. #### Provision for Credit Losses The provision for credit losses on loans was $875 thousand for Q1 2026, compared to $455 thousand for Q1 2025. The provision for credit losses on unfunded commitments was $90 thousand for Q1 2026, an increase from a -$85 thousand net benefit in Q1 2025. #### Non-Interest Income Total non-interest income increased by $0.2 million, or 4%, to $5.2 million for Q1 2026 from $5.0 million for Q1 2025. #### Non-Interest Expense Non-interest expenses increased by $0.6 million, or 4%, to $15.2 million for Q1 2026 from $14.6 million for Q1 2025. #### Provision for Income Taxes The provision for income taxes decreased by $0.1 million during Q1 2026 compared to Q1 2025. #### Total Assets Total assets were $2.859 billion as of March 31, 2026, an increase of $111.2 million from $2.748 billion as of December 31, 2025. #### Total Liabilities and Deposits Total liabilities increased by $105.4 million, or 4%, to $2.615 billion as of March 31, 2026, from $2.509 billion as of December 31, 2025. Deposit growth of $109.1 million funded loan growth and increased interest-bearing cash balances. The ratio of insured and collateralized deposits to total deposits was approximately 73% as of March 31, 2026. #### Shareholders’ Equity Shareholders’ equity increased by $5.8 million, or 2%, to $244.7 million at March 31, 2026, from $238.9 million at December 31, 2025. Tangible book value per share was $38.67 at March 31, 2026, compared to $37.88 at December 31, 2025. #### Asset Quality Total non-performing assets were $2.4 million, or 0.09% of total assets, at March 31, 2026, compared to $2.2 million, or 0.08% of total assets, at December 31, 2025. Past due and non-accrual loans to total loans were 0.28% at March 31, 2026, compared to 0.26% at December 31, 2025. Net charge-offs to average total loans were 0.02% at March 31, 2026, compared to 0.03% at December 31, 2025. #### Capital Adequacy Fidelity D & D Bancorp, Inc. remains well capitalized with Tier 1 capital at 9.38% of total average assets as of March 31, 2026. Total risk-based capital was 14.45% of risk-weighted assets, and Tier 1 risk-based capital was 13.33% of risk-weighted assets as of March 31, 2026. #### Other Financial Data Assets under management increased to $1.097 billion at March 31, 2026, from $1.059 billion at December 31, 2025. The efficiency ratio (FTE) was 58.53% for Q1 2026, compared to 58.35% for Q4 2025 and 61.67% for Q1 2025. #### Outlook Fidelity D & D Bancorp, Inc. expressed satisfaction with its strong first quarter 2026 results, highlighting solid asset growth, consistent operational execution, and sustained strength across its core businesses. The company aims to carry this momentum forward, attributing its success to the expertise, collaboration, and commitment of its bankers. ### Related Stocks - [FDBC.US](https://longbridge.com/en/quote/FDBC.US.md) ## Related News & Research - [16:30 ETHOME BANCORP, INC. 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