--- title: "Texas Community Bancshares | 8-K: FY2026 Q1 Revenue: USD 6.268 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/284031179.md" datetime: "2026-04-24T15:47:13.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/284031179.md) - [en](https://longbridge.com/en/news/284031179.md) - [zh-HK](https://longbridge.com/zh-HK/news/284031179.md) generator: "portal-rs" --- # Texas Community Bancshares | 8-K: FY2026 Q1 Revenue: USD 6.268 M Revenue: As of FY2026 Q1, the actual value is USD 6.268 M. EBIT: As of FY2026 Q1, the actual value is USD -2.476 M. #### Net Income Net income for Texas Community Bancshares, Inc. was $836,000 for the three months ended March 31, 2026, marking a 30.0% increase compared to $643,000 for the same period in 2025 . This represented the company’s sixth consecutive record quarter . Income before income taxes was $955,000 for the three months ended March 31, 2026, up from $749,000 for the same period in 2025 . Income tax expense was $119,000 for the three months ended March 31, 2026, compared to $106,000 for the same period in 2025 . #### Segment Revenue Net interest income increased by $103,000, or 3.1%, to $3.4 million for the three months ended March 31, 2026, from $3.3 million for the three months ended March 31, 2025, primarily due to a $167,000 decrease in interest expense . Interest income decreased by $64,000, or 1.1%, to $5.6 million for the three months ended March 31, 2026 . Loan interest specifically increased by $254,000, or 5.8%, to $4.7 million for the three months ended March 31, 2026, from $4.4 million in the prior year, while interest on securities decreased by $266,000, or 25.9% . Noninterest income increased by $236,000, or 51.1%, to $698,000 for the three months ended March 31, 2026, compared to $462,000 for the same period in 2025, driven by $168,000 in rental income from a foreclosed multifamily property and a $57,000 referral fee . #### Operational Metrics Noninterest expense increased by $240,000, or 8.2%, to $3.2 million for the three months ended March 31, 2026, from $2.9 million for the same period in 2025, largely due to $104,000 in expense related to the foreclosed multifamily property and a $77,000 increase in technology expense . The provision for credit losses was $6,000 for the three months ended March 31, 2026, a decrease of $107,000, or 94.7%, compared to $113,000 for the same period in 2025, mainly due to a $4.7 million decrease in loans and changes in loan portfolio composition . Net interest income after provision for credit losses was $3.4 million for the first quarter of 2026, compared to $3.2 million for the same period in 2025 . #### Cash Flow Operating cash flow and free cash flow information were not provided in the reference. #### Unique Metrics: Financial Condition and Ratios Total assets increased by $604,000, or 0.1%, to $430.4 million at March 31, 2026, from $429.8 million at December 31, 2025 . Loans and leases receivable, net, decreased by $4.7 million, or 1.6%, to $298.5 million at March 31, 2026, compared to $303.2 million at December 31, 2025 . Total deposits increased by $4.1 million, or 1.3%, to $332.0 million at March 31, 2026, from $327.9 million at December 31, 2025, with most growth in non-interest bearing accounts . Advances from the Federal Home Loan Bank decreased by $4.1 million, or 9.0%, to $41.6 million at March 31, 2026, compared to $45.7 million at December 31, 2025 . Total shareholders’ equity increased by $477,000, or 0.9%, to $54.2 million at March 31, 2026, from $53.8 million at December 31, 2025 .Net interest margin increased by 25 basis points, or 7.6%, to 3.49% for the three months ended March 31, 2026, compared to 3.24% for the same period in 2025 . Loan yields increased by 26 basis points, or 4.4%, to 6.14% for the three months ended March 31, 2026, from 5.88% in the prior year . The cost of interest-bearing deposits decreased by 12 basis points to 2.33% for the three months ended March 31, 2026, from 2.45% in the same period of 2025 . At March 31, 2026, past due loans represented 0.91% and nonaccrual loans represented 0.65% of the loan portfolio . Nonperforming assets decreased by $235,000, or 1.8%, to $11.2 million, or 2.60% of total assets, at March 31, 2026, compared to $11.4 million, or 2.65% of total assets, at December 31, 2025 . Broadstreet Bank maintained a leverage ratio of 11.97% at March 31, 2026, and was well capitalized . #### Outlook / Guidance Texas Community Bancshares, Inc. plans to enter the outer DFW market with a new location in Terrell, Texas, anticipating becoming a significant bank in a market exceeding $1 billion in deposits . The company believes it is well-positioned to adapt to varying economic scenarios, whether interest rates rise or fall . Management is focused on executing its strategic growth plan, which includes expanding market share, optimizing its branch network, and growing its client base to enhance long-term shareholder value . ### Related Stocks - [TCBS.US](https://longbridge.com/en/quote/TCBS.US.md) ## Related News & Research - [Texas Community Bancshares catat laba bersih kuartal II FY26 naik 43,1% jadi USD 970.000](https://longbridge.com/en/news/295577246.md) - [Cell C publishes pro forma financials after Comm Equipment Company merger](https://longbridge.com/en/news/296585930.md) - [Higher Rates Could Reshape These 3 US Regional Bank Stocks](https://longbridge.com/en/news/296546098.md) - [OVBC announces extension of Stock Buyback Program | OVBC Stock News](https://longbridge.com/en/news/296389339.md) - [Ohio Valley Banc extends USD 5 million share buyback program to Aug. 31, 2027](https://longbridge.com/en/news/296382122.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**