---
title: "Hippo Holdings Inc. 1Q 2026: Revenue $121.5M, Net income $7.1M, Diluted EPS $0.27— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/284742994.md"
description: "Hippo Holdings Inc. reported its Q1 2026 results, showing revenue of $121.5M and net income of $7.1M, a significant improvement from a net loss of $47.7M in the prior year. The diluted EPS rose to $0.27 from a loss of $1.91. Key drivers included a 13% increase in net earned premiums to $98.9M and improved underwriting efficiency, with the combined ratio tightening to 99.5%. Liquidity remains strong with cash reserves and a $50M surplus note issued to enhance underwriting capacity."
datetime: "2026-04-30T10:11:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284742994.md)
  - [en](https://longbridge.com/en/news/284742994.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284742994.md)
---

# Hippo Holdings Inc. 1Q 2026: Revenue $121.5M, Net income $7.1M, Diluted EPS $0.27— 10-Q Summary

Hippo Holdings Inc. reported first-quarter 2026 results with revenue of $121.5M and net income of $7.1M, driven by growth in earned premiums and improved underwriting results versus the year-ago quarter.

**Financial Highlights**

Metric

Current quarter

Prior year quarter

YoY change

Revenue¹

$121.5M

$110.3M

10.2%

Net income²

$7.1M

($47.7M)

114.9%

Diluted EPS³

$0.27

($1.91)

114.1%

_¹ Reported as “Total revenue”. ² Reported as “Net income (loss) attributable to Hippo”. ³ Reported as “Net income (loss) per share attributable to Hippo”._

**Business Highlights**

-   Net earned premium rose 13% year over year to $98.9M, led by expansion in Commercial Multi-Peril and Casualty lines.
-   Channel and mix shifted toward third‑party MGA fronting, with gross written premium up 58% as Casualty and Commercial volumes increased.
-   Underwriting efficiency improved: combined ratio tightened to 99.5% from 159.2%, aided by the absence of Q1 2025 wildfire catastrophes and underwriting actions.
-   Costs and headcount changed after the divestiture of the homebuilder network reduced sales/marketing and G&A expense, while technology spend increased alongside higher headcount.
-   Liquidity remained strong with cash and securities on hand and a $50M surplus note issued to support underwriting capacity and MGA program growth.

Original SEC Filing: Hippo Holdings Inc. \[ HIPO \] - 10-Q - Apr. 29, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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