--- title: "Chongqing Rural Commercial Bank has continuously received a Wind ESG A rating, with a comprehensive score of 7.42" type: "News" locale: "en" url: "https://longbridge.com/en/news/288561908.md" description: "On June 2, 2026, Chongqing Rural Commercial Bank maintained an A rating in the Wind ESG rating, with a comprehensive score of 7.42, higher than the industry average. It ranked 20th among 64 commercial banks. The scores for the environmental, social, and governance dimensions were 7.52, 5.65, and 7.20, respectively. The company has comprehensive green financial management, with a green loan balance of 82.817 billion yuan; at the same time, it strengthens consumer rights protection and inclusive finance practices" datetime: "2026-06-03T10:50:41.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/288561908.md) - [en](https://longbridge.com/en/news/288561908.md) - [zh-HK](https://longbridge.com/zh-HK/news/288561908.md) --- # Chongqing Rural Commercial Bank has continuously received a Wind ESG A rating, with a comprehensive score of 7.42 According to Tongbi Finance, on June 2, 2026, Chongqing Rural Commercial Bank Co., Ltd. (stock abbreviation: CQRC BANK, code: 601077.SH) received a Wind ESG rating of A, unchanged from the previous period. The company's comprehensive score is 7.42, higher than the commercial banking industry average of 7.13. It ranks 20th among 64 companies in the commercial banking industry, placing it in the top 31.25% of the industry. The scores for the environmental, social, and governance dimensions are 7.52, 5.65, and 7.20, respectively. Compared to the previous rating, the comprehensive score increased from 7.35 to 7.42, an improvement of 0.07 points. Among these, the contribution from management practices rose from 4.48 to 4.51, an increase of 0.03 points; the contribution from controversy events remained stable at 2.90. In terms of dimensions, the environmental dimension improved by 0.30 points, the social dimension decreased by 0.34 points, and the governance dimension increased by 0.57 points. ## Rating Observation In the environmental dimension, the company demonstrates a comprehensive capability in green finance and climate change management, forming a management chain from institutional construction to practical implementation. The company has issued several institutional documents, including the "Three-Year Reform Action Plan for Green Finance (2025-2027)," which clarifies specific requirements for managing green financial bonds and environmental risk assessments, and plans to achieve a green loan balance exceeding 100 billion yuan by 2027. As of now, the green loan balance has reached 82.817 billion yuan, accounting for 10.39% of the total loan balance. Additionally, the company enhances its green financial service capabilities through innovative products such as "Green Increment Loan" and "Carbon Emission Quota Mortgage Loan." In terms of climate change management, the company incorporates related risks into its comprehensive risk management system, with the board of directors and senior management reviewing risk assessments every six months and conducting special stress tests on environmental risks to evaluate the potential financial impact of loans to high-carbon industries. The company also plans to achieve a 5% reduction in the PUE value of its data centers through cooling machine renovations by 2025 to reduce carbon emissions. Although the company's disclosures on green finance and climate change management are relatively comprehensive, there is still room for improvement in the completeness of information in areas such as carbon neutrality certification and greenhouse gas verification. In the social dimension, the company demonstrates strong customer management capabilities and inclusive finance practices through its governance structure and innovative products. The company has established a Consumer Rights Protection Committee and a three-level linked management system covering review, assessment, publicity, and training, achieving a customer satisfaction rate of 70.88%. The number of customer complaints is 2,602, with a complaint rate of 9.08 per 100 million in revenue, indicating a certain level of customer service capability. In the field of inclusive finance, the balance of inclusive micro-enterprise loans reached 144.644 billion yuan, accounting for 18.14%, covering 209,500 customers, and supporting rural revitalization through products such as "Yukuai Agricultural Loan," with an agricultural loan balance of 265.504 billion yuan, accounting for 33.30%. Additionally, the company has been rated "Excellent" for five consecutive years in assessments of financial services for rural revitalization. However, the disclosure of performance data related to employee satisfaction surveys in the employment sector and job creation in community issues remains insufficient, which may affect the comprehensive assessment of the company's fulfillment of related social responsibilities In terms of governance, the company has relatively systematic disclosures regarding the independence of the board of directors and the ESG governance structure, but there is still room for improvement in diversification and checks and balances mechanisms. The proportion of independent directors on the board is 37.5%, with independent directors' tenure not exceeding 6 years, and no independent director serving on more than 3 listed companies, achieving a 100% attendance rate. The company has established eight specialized committees, including the Strategic Development Committee, Risk Management Committee, and Consumer Rights Protection Committee, with the Strategic Development Committee responsible for reviewing ESG management guidelines and strategies and promoting the implementation of related work. The board has incorporated ESG management concepts into daily operations and identified and assessed important ESG issues through stakeholder communication mechanisms. However, the dual role of the CEO as chairman may pose certain challenges to the checks and balances mechanism, and the proportion of female directors is only 12.5%, with female executives accounting for 16.67%, indicating that there is still room for improvement in diversification. At the same time, the disclosure of the executive compensation linkage mechanism related to ESG governance and the anti-corruption management system still needs to be improved. 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