CEB Bank has continuously received a Wind ESG A rating, with a comprehensive score of 7.90

According to Tongbi Finance, on June 2, 2026, China Everbright Bank Co., Ltd. (stock abbreviation: Everbright Bank, code: 601818.SH) received a Wind ESG rating of A, unchanged from the previous period. The company's overall score is 7.90, higher than the commercial banking industry average of 7.13. It ranks 8th among 64 companies in the commercial banking industry, placing it in the top 12.50% of the industry. The scores for the environmental, social, and governance dimensions are 8.04, 7.19, and 7.80, respectively.

Compared to the previous rating, the overall score increased from 7.39 to 7.90, an improvement of 0.51 points. Among these, the contribution from management practices rose from 4.95 to 5.27, an increase of 0.32 points; the contribution from controversy events increased from 2.44 to 2.62, an increase of 0.18 points. In terms of dimensions, the environmental dimension improved by 1.08 points, the social dimension improved by 0.49 points, and the governance dimension improved by 0.06 points.

Rating Observation

In the environmental dimension, the company demonstrated comprehensive capabilities from green financial management systems to quantitative analysis of climate change risks. The company has established a green financial management system covering strategic planning, risk management, and business operations, including multiple systems such as the "Green Finance Work Plan of China Everbright Bank 2025," and has clarified the division of responsibilities among the board of directors, management, and execution levels. As of now, the balance of green loans has reached 469.078 billion yuan, accounting for 11.79% of the total loan balance, with energy-saving and environmental protection industry loans at 99.916 billion yuan and clean energy industry loans at 55.312 billion yuan. The company has also formulated the "Transformation Financial Development Plan of China Everbright Bank," which aims to peak its own operational carbon emissions by 2030 and optimize the credit structure through climate risk stress testing to support low-carbon transitions for high-carbon industry clients. Test results show that the company's capital adequacy ratio meets regulatory requirements and that the test results have been applied to pre-loan reviews and post-loan monitoring. In the future, the company still has room for improvement in information disclosure in the fields of carbon neutrality certification and greenhouse gas verification.

In the social dimension, the company has built a relatively complete service and security guarantee chain in customer management and information security. In terms of customer management, the company has established a multi-level structure covering the board of directors to branches, with a new complaint management office added in 2025, achieving full coverage of consumer rights protection functions in 39 first-level branches, a customer complaint resolution rate of 100%, and a customer satisfaction rate of 99%. In terms of information security, the company's credit card center has obtained ISO 27001 information security management system certification and has established a data security management process covering the entire lifecycle, while also conducting data breach emergency drills covering 29 domestic and overseas branches. In the inclusive finance sector, the company's loan balance has reached 462.807 billion yuan, accounting for 11.63%, with agricultural loans at 347.163 billion yuan, demonstrating support for small and micro enterprises and the agricultural sector. Although the company excels in customer experience and data protection, there is still room for further improvement in information disclosure regarding equity incentives and employee stock ownership in the employment sector In terms of governance, the company demonstrates a strong structural checks and balances mechanism and ESG governance framework. The proportion of independent directors on the board is 33.33%, and no independent director has served for more than 6 years. The CEO does not concurrently hold the position of chairman, reflecting governance independence. The company has established a three-tier ESG governance structure that includes the decision-making level, management level, and execution level, and promotes the implementation of ESG strategic goals through multiple specialized committees under the board. Executive performance compensation is linked to ESG targets, with assessment criteria including indicators such as green finance, further strengthening the execution of governance commitments. However, there is still room for improvement in the gender diversity of the board, as the current proportion of female directors is only 8.33%. In addition, some details of the ESG governance rules and information related to the anti-corruption management system certification have not yet been fully disclosed.

Content generated by AI on June 3, 2026, please verify important information