---
title: "UNM: $3.8B LTC reinsurance deal cuts exposure 40%, boosts capital strength, and maintains shareholder returns"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/291814197.md"
description: "A $3.8 billion LTC reinsurance deal will reduce exposure by 40%, improve risk profile, and release capital, with no change to shareholder return plans. The transaction, closing in 2026, is expected to further de-risk the closed block and strengthen capital flexibility.Based on DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-06T13:50:25.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/291814197.md)
  - [en](https://longbridge.com/en/news/291814197.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/291814197.md)
---

# UNM: $3.8B LTC reinsurance deal cuts exposure 40%, boosts capital strength, and maintains shareholder returns

A $3.8 billion LTC reinsurance deal will reduce exposure by 40%, improve risk profile, and release capital, with no change to shareholder return plans. The transaction, closing in 2026, is expected to further de-risk the closed block and strengthen capital flexibility.

Based on

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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