---
title: "Westamerica Q2 FY26 net income falls 5.8% to $27.39 million"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/292924511.md"
description: "Westamerica Bancorporation reported a 5.8% decline in Q2 FY26 net income to $27.39 million, despite EPS rising to $1.17. Net interest income fell 3.5%, while noninterest expenses rose 2%. Credit quality improved significantly with nonperforming loans dropping to $808,000. The company also noted stable noninterest income and highlighted cost efficiency and share retirements."
datetime: "2026-07-16T15:05:14.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/292924511.md)
  - [en](https://longbridge.com/en/news/292924511.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/292924511.md)
---

# Westamerica Q2 FY26 net income falls 5.8% to $27.39 million

-   Westamerica Bancorporation posted Q2 2026 net income of USD 27.39 million, down 5.8% from Q2 2025; EPS rose to USD 1.17. \* Net interest and loan fee income (FTE) slipped 3.5% to USD 52.67 million, while noninterest expense increased 2% to USD 26.04 million. \* Noninterest income was little changed at USD 10.29 million; the company cited higher merchant processing and debit card fees, plus unrealized equity-security gains. \* Credit quality improved, with nonperforming loans dropping to USD 808,000 from USD 4.96 million a year earlier. \* CEO David Payne highlighted a 0.24% annualized cost of funds, a USD 0.48 dividend, and 753,000 shares retired during the quarter. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607161104PRIMZONEFULLFEED9763470) on July 16, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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