---
title: "Weekly Recap: Q1 profit and loan growth and higher provisions"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293143614.md"
description: "ICICI Bank reported a 15.9% YoY increase in Q1 standalone net profit to ₹14,805 crore, driven by 12.7% growth in Net Interest Income and strong loan/deposit expansion of ~20% and 14% respectively. While asset quality remained robust with GNPA at 1.38%, quarterly provisions rose significantly to ₹1,260 crore from ₹96 crore in the prior period."
datetime: "2026-07-20T01:13:29.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293143614.md)
  - [en](https://longbridge.com/en/news/293143614.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293143614.md)
---

# Weekly Recap: Q1 profit and loan growth and higher provisions

ICICI Bank Limited Sponsored ADR (NSE:ICICIBANK) reported Q1 standalone net profit up 15.9% to ₹14,805cr, powered by 12.7% NII growth and 4.36% NIM, with loans and deposits up ~20% and 14% respectively; asset quality stayed strong (GNPA 1.38%, PCR ~76%) though provisions rose to ₹1,260cr.

**Previous Week Recap**

-   **ICICI Bank Q1 Profit Rise**: ICICI Bank ADR (ICICIBANK) Q1: standalone net profit +15.9% YoY ₹14,805cr; NII +12.7% ₹24,384cr; NIM 4.36%; loans +19.6% ₹16.31Lcr; deposits +14% ₹18.34Lcr; GNPA 1.38%, NNPA 0.35%, PCR ~76%. 1 2 3
-   **Higher Provisions In ICICI Bank**: ICICI Bank ADR (ICICIBANK): quarterly provisions rose to ₹1,260 crore from ₹96 crore; total provisions ₹22,963 crore, about 1.4% of loans; prior-year base was lower. 4

**Disclaimer**

  

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original sources.

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