--- title: "Chongqing Rural Commercial Bank Posts Steady Profit and Asset Growth in H1 2026" type: "News" locale: "en" url: "https://longbridge.com/en/news/293232277.md" description: "Chongqing Rural Commercial Bank reported solid H1 2026 results, with operating income rising 7.78% to RMB15.882 billion and net profit up 6.09% to RMB8.168 billion. Total assets grew 7.35% to RMB1.788 trillion, while the non-performing loan ratio improved to 1.05%. The bank demonstrated steady development, robust asset quality, and continued balance sheet strengthening under IFRS standards." datetime: "2026-07-20T14:38:07.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/293232277.md) - [en](https://longbridge.com/en/news/293232277.md) - [zh-HK](https://longbridge.com/zh-HK/news/293232277.md) --- # Chongqing Rural Commercial Bank Posts Steady Profit and Asset Growth in H1 2026 Chongqing Rural Commercial Bank Co ( (HK:3618) ) has issued an update. Chongqing Rural Commercial Bank reported solid interim results for the six months ended 30 June 2026, with operating income rising 7.78% year-on-year to RMB15.882 billion and profit before tax up 11.50% to RMB9.889 billion. Net profit attributable to shareholders reached RMB8.168 billion, a 6.09% increase, while basic earnings per share climbed to RMB0.71, supporting an annualised weighted average return on net assets of 11.96%. Total assets expanded 7.35% from the end of last year to RMB1,788.687 billion and owners’ equity attributable to shareholders grew 6.42%, indicating continued balance sheet strengthening. Asset quality remained sound, with the non-performing loan ratio edging down to 1.05%, and although the provision coverage ratio fell compared with year-end, it improved year-on-year, suggesting robust but slightly recalibrated provisioning that supports the bank’s risk profile and stakeholder confidence. These preliminary figures, prepared under IFRS and subject to audit, show steady development across the group’s businesses and a generally healthy financial position. Investors are reminded of the investment risks associated with unaudited data, but the combination of earnings growth, controlled non-performing loans and rising net assets underscores the bank’s stable operational momentum in the current reporting period. **More about Chongqing Rural Commercial Bank Co** Chongqing Rural Commercial Bank Co., Ltd. is a joint stock commercial bank incorporated in the People’s Republic of China and listed in Hong Kong. The bank operates as a regional rural commercial institution, providing banking and financial services to customers in Chongqing and surrounding areas, with a focus on retail and corporate lending and deposit-taking. The group’s operations encompass a broad range of traditional banking activities, including credit provision, asset and liability management, and related financial services. Its performance is measured under International Financial Reporting Standards, reflecting its role as a significant regional player in China’s rural and urban financial markets. Chongqing Rural Commercial Bank serves shareholders and other stakeholders through steady business development and prudent risk management. Its balance sheet growth and asset quality indicators underscore its positioning as a stable institution within China’s rural commercial banking sector. **Average Trading Volume:** 9,633,004 **Technical Sentiment Signal:** Strong Buy **Current Market Cap:** HK$84.66B Learn more about 3618 stock on TipRanks’ Stock Analysis page. ### Related Stocks - [03618.HK](https://longbridge.com/en/quote/03618.HK.md) - [601077.CN](https://longbridge.com/en/quote/601077.CN.md) ## Related News & Research - [Chongqing Rural Commercial Bank Wins Extended Deadline to Restore Board Compliance](https://longbridge.com/en/news/290178589.md) - [CICC Keeps Their Buy Rating on Chongqing Rural Commercial Bank Co (3618)](https://longbridge.com/en/news/284854177.md) - [Deutsche Pfandbriefbank posts H1 2026 investor presentation highlighting 18% rise in REFS new business to € 3.1 billion](https://longbridge.com/en/news/296246694.md) - [Star Plus Legend schedules board meeting to review interim results](https://longbridge.com/en/news/296326147.md) - [11:06 ETEndurance Named to Inc. 5000 for 11th Time, Continuing National Growth](https://longbridge.com/en/news/296124358.md)