---
title: "Southern First Q2 FY26 net income climbs 70% to $11.2 million"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293342028.md"
description: "Southern First Bancshares reported a 70.1% year-over-year increase in Q2 FY26 net income to $11.2 million, with diluted EPS rising 48.2% to $1.20. Revenue grew 25.3% to $35.88 million, driven by a 28% rise in net interest income and a widened net interest margin to 2.87%. Total loans increased 7.6% to $4.03 billion, while retail deposits rose 15.6% to $3.56 billion. The company also raised $65.2 million through common share issuance."
datetime: "2026-07-21T12:31:46.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293342028.md)
  - [en](https://longbridge.com/en/news/293342028.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293342028.md)
---

# Southern First Q2 FY26 net income climbs 70% to $11.2 million

-   Southern First Bancshares posted 2Q 2026 net income of $11.2 million, up 70.1% from 2Q 2025; diluted EPS rose 48.2% to $1.20. \* Revenue climbed 25.3% to $35.88 million, while net interest income rose 28% to $32.37 million. \* Net interest margin widened 37 basis points to 2.87% from a year earlier; return on average assets improved to 0.96% from 0.63%. \* Total loans increased 7.6% to $4.03 billion from a year earlier; retail deposits rose 15.6% to $3.56 billion. \* Raised $65.2 million in gross proceeds via 1,200,000 common shares, then redeemed part of its subordinated notes that carried a higher rate. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Southern First Bancshares Inc. published the original content used to generate this news brief on July 21, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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