---
title: "SFST: EPS up 48% YoY, NIM expands, asset quality strong, and capital ratios rise after $65.2M raise"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293342529.md"
description: "Q2 2026 saw robust YoY growth in EPS, loans, and deposits, with NIM expansion and strong asset quality. Capital ratios improved following a $65.2M capital raise, and the bank remains focused on organic growth in high-growth Southeast markets.Original document: Southern First Bancshares, Inc. [SFST] Slides Release — Jul. 21 2026DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-21T12:33:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293342529.md)
  - [en](https://longbridge.com/en/news/293342529.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293342529.md)
---

# SFST: EPS up 48% YoY, NIM expands, asset quality strong, and capital ratios rise after $65.2M raise

Q2 2026 saw robust YoY growth in EPS, loans, and deposits, with NIM expansion and strong asset quality. Capital ratios improved following a $65.2M capital raise, and the bank remains focused on organic growth in high-growth Southeast markets.

Original document: Southern First Bancshares, Inc. \[SFST\] Slides Release — Jul. 21 2026

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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