---
title: "Affirm (AFRM) Stock Is Up 16% This Quarter. Can It Climb Another 18%?"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293360483.md"
description: "Affirm (AFRM) stock has risen 16.6% over the past quarter, outperforming fintech peers due to strong consumer spending and expanding merchant partnerships. Despite recent gains, Wall Street analysts believe the BNPL leader still has room to climb another 18%, driven by optimism in its ability to help merchants increase sales during economic uncertainty."
datetime: "2026-07-21T14:56:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293360483.md)
  - [en](https://longbridge.com/en/news/293360483.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293360483.md)
---

# Affirm (AFRM) Stock Is Up 16% This Quarter. Can It Climb Another 18%?

Affirm Holdings (AFRM) stock has gained about 16.6% over the past three months, outperforming many fintech peers as investors grow more optimistic about the buy now, pay later (BNPL) leader. The rally has been driven by strong consumer spending and expanding merchant partnerships despite a tough macro environment. Even after the recent gains, Wall Street believes the stock still has room to climb.

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Affirm operates a BNPL platform that allows consumers to split purchases into easy monthly installments. The industry helps merchants increase sales and conversion rates even during inflationary conditions and economic uncertainty.

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- [AFRM.US](https://longbridge.com/en/quote/AFRM.US.md)
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## Related News & Research

- [Bleakley Financial Group LLC Acquires New Position in Affirm Holdings, Inc. $AFRM](https://longbridge.com/en/news/293115956.md)
- [Moran Wealth Management LLC Invests $1.65 Million in Affirm Holdings, Inc. $AFRM](https://longbridge.com/en/news/291780117.md)
- [Synchrony: Affordability crisis isn't hurting spending](https://longbridge.com/en/news/293371308.md)
- [Affirm releases transcript of 2026 Affirm Investor Forum](https://longbridge.com/en/news/290604620.md)
- [This Analyst Just Upgraded Affirm. What It Means for AFRM Stock.](https://longbridge.com/en/news/286580624.md)